Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
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EIT Digital Accelerator
EIT Digital Accelerator is a pan-European programme backed by the EU's European Institute of Innovation and Technology (EIT), supporting deep tech scaleups with tailored business development, investor introductions, and international customer acquisition since 2012. It operates across 18 European cities and a San Francisco hub, and has supported nearly 300 startups that collectively raised €1.5 billion, with over €100 million directly facilitated by the Accelerator. Focus areas include AI, cybersecurity, digital industry, digital health, and fintech.
Ekiden
Lisbon-based blockchain derivatives trading platform providing on-chain perpetual futures and options markets with institutional-grade execution infrastructure for algorithmic traders. Raised €1.7M seed at a €17M valuation in May 2026.
Elastics
Elastics is a Warsaw-based startup building an AI-native operating system for prediction markets. Powered by auditable AI agents, its platform lets traders build and automate trading workflows in plain language, from signal generation through execution. The company was founded in April 2025 by Szymon Pawica (CEO) and Mateusz Brodowicz (CTO).
Elevator Ventures
Elevator Ventures is the corporate venture capital unit of Raiffeisen Bank International, co-backed by Raiffeisen-Holding Niederösterreich-Wien and Raiffeisen-Landesbank Steiermark, managing funds of more than €100 million. The firm targets Series A and B fintech and beyond-banking companies, with a focus on the DACH and CEE regions, and has invested over €60 million in 21 companies, achieving seven exits. It originated from Elevator Lab, an RBI accelerator launched in 2017 to scout startup partners globally.
Eleven Ventures
Founded in 2012 by Daniel Tomov, Dilyan Dimitrov, Ivaylo Simov, and Jon Bradford, Eleven Ventures is one of Bulgaria's oldest and most active pre-seed and seed funds, with 170+ investments across South-Eastern Europe over 13 years. Its third fund (Eleven Fund III) closed at €60M in January 2022 backed by the EIF and 60+ individual LPs, targeting fintech, healthcare, future of work, sustainable food, and ecomtech. Notable exits and portfolio names include Payhawk, Quantive (formerly Gtmhub), SMSBump (acquired by Yotpo), Dronamics, and NitroPack. The first fund was listed on the Bulgarian Stock Exchange in 2020 via a spin-out called Eleven Capital.
Enfuce
Enfuce is a cloud-native card issuing and payment processing platform that enables banks, fintechs and brands to launch and scale payment programmes across Europe. Founded in 2016 and holding EMI licences from both the Finnish FSA and the UK FCA, the company raised €45 million in a Series C round led by Vitruvian Partners with participation from Visa and Maki.vc. With 280 employees and ambitions to 10x revenue by 2030, Enfuce became Finland's largest fintech startup. In March 2026, co-founder Denise Johansson took sole CEO responsibility as the company accelerates European expansion.
Entrepreneur First
Entrepreneur First (EF) is a London-headquartered talent-first investor founded in 2011 by Matt Clifford and Alice Bentinck, both former McKinsey consultants. EF pioneered the concept of Talent Investing — recruiting exceptional individuals before they have a co-founder or idea, then supporting them to form teams and build companies — across offices in London, Paris, Bangalore, New York, and San Francisco. The firm manages a fund of $158 million and has helped create over 600 companies with a combined portfolio value exceeding $11 billion. EF's standout portfolio companies include Tractable (AI for accident repair, valued at ~$1 billion), Cleo (personal finance AI), and Magic Pony Technology (acquired by Twitter).
EQT Ventures
EQT Ventures is the VC arm of EQT Group, launched in 2016 in Stockholm with offices in London, Berlin, and San Francisco. Managing over EUR 2.2B, the firm invests EUR 1-25M from seed through Series C in AI, fintech, mobility, and marketplaces. EQT Ventures uses Motherbrain, its proprietary AI deal-sourcing platform, to identify opportunities early. Portfolio includes Einride, Epidemic Sound, Voi, and Wolt. The fund leverages EQT's network of 300+ industrial advisors for strategic support.
Ernesto Contreras
Founder and CEO of Unalivio, and a confirmed speaker at Web3 Warsaw 2026. Works on blockchain-based solutions for financial access and crypto adoption in emerging markets.
Esas Ventures
Esas Ventures is the venture capital arm of Esas Holding, Turkey's largest family-owned investment group backed by the Şevket Sabancı family, founders of the Sabancı Holding conglomerate. Founded in 2018 and operating from Istanbul with a London presence, the fund has built a portfolio of 38+ companies including four unicorns, with Getir, Deel, and Misfits Market among its most notable exits and holdings. The firm invests primarily at Seed and Series A stages in B2B SaaS, marketplaces, and consumer tech, with a global mandate spanning Turkey, the US, and Europe. Esas Ventures backed Insider through its $500M Series E led by General Atlantic, underscoring its capacity for large follow-on rounds.
EU-Startups Summit 2026
Summit at the Mediterranean Conference Centre with 2,500+ attendees and 400+ investors. Features the Big Pitch Competition with a prize package worth over EUR 1M and strong media visibility.
Eurasia Tech Week (October 2026)
Eurasia Tech Week (ETW) is a B2B technology exhibition and conference at the Istanbul Congress Center bringing together technology companies, investors and industry leaders across the Eurasian region. The programme spans telecommunications and connectivity, fintech and payments, consumer technology, data centre and cloud, and a deep-tech and startup zone, combined with keynote panels, B2B networking and startup pitch competitions.
European Blockchain Convention 2026
Leading European blockchain and Web3 conference in Barcelona, bringing together 3,000+ crypto founders, investors, and enterprise blockchain leaders. Features startup pitching, regulation panels, and fintech innovation talks. Covers DeFi, tokenization, and institutional digital assets. Particularly relevant for Web3 startups seeking European market visibility.
Evervault
Developer-first encryption infrastructure that lets businesses collect, tokenize and orchestrate sensitive payment and card data without handling it in plaintext, cutting PCI DSS compliance cost and time. Founded in Dublin, 2019.
Exabel
Exabel is a financial technology company, based in Oslo, New York, and London, that operates an alternative data platform for investment managers. It integrates more than 75 alternative datasets with fundamental KPIs from providers such as FactSet and Visible Alpha, letting portfolio managers, data scientists, and data strategists discover, evaluate, and analyze data to generate investable insights. Clients cited on its site include hedge funds, pension funds, and global asset owners managing hundreds of billions of dollars in assets.
Exness
Exness is a Limassol-headquartered retail CFD and forex broker that has quietly become one of the largest trading venues in the world by monthly volume, routinely reporting trillions of dollars in turnover from retail and professional clients across Asia, the Middle East, Africa, and Latin America. The company operates a proprietary matching and risk-management stack, auto-executes deposits and withdrawals for most of its payment methods, and is regulated by the Cyprus Securities and Exchange Commission (CySEC) in the EU, the FCA in the UK, and a mesh of tier-two regulators covering its non-EU corridors. Founded in 2008 by a small team of Russian-origin quants who chose Cyprus for its EU/MiFID access and English-speaking talent pool, Exness today employs over 2,000 people and is the anchor tenant of the Limassol fintech cluster that also includes crypto exchanges, prop shops, and several CFD challengers. In the European ecosystem it is the most commercially successful Cypriot financial-services company and a useful anchor for understanding why Limassol became a global retail-trading hub.
Experior Venture Fund
Experior Venture Fund is a Warsaw-based venture capital firm that invests in early-stage technology startups, notably in fintech, medtech and digital services, typically at seed and Series A stages. One of Poland's prominent independent VCs, it is known for being co-led by women investors and backs founders across Central and Eastern Europe.
Expon Capital
Expon Capital is a Luxembourg-based venture capital firm founded in 2015 by Alain Rodermann, Jérôme Wittamer, Lily Wang, and Marc Gendebien. The firm has deployed over €90 million across 33 companies in 14 countries through successive Digital Tech Funds, with Fund IV planned for 2026. It backs seed and early-stage tech startups across cybersecurity, fintech, regtech, digital health, and edtech, with a particular focus on Luxembourg-origin companies. Notable portfolio successes include Salonkee, which grew to 250+ employees and raised a €28 million Series B led by PeakSpan Capital after Expon's initial investment.
Factory300
Factory300 is Linz's flagship startup coworking venue, launched in summer 2017 inside Haus CASABLANCA at Peter-Behrens-Platz 10 within the historic Tabakfabrik complex. The space spans 3,200 square metres and hosts roughly 400 members representing more than 180 businesses, ranging from solo freelancers to corporate innovation teams. Membership tiers run from day passes at €37 through the Family plan (€123/month, flexible seating, 24/7 access) up to a dedicated Fixly desk at €346/month. In November 2018 Factory300 extended into the Strada del Startup — a 230-metre internal production street offering 57 private office units with around 300 additional workplaces, at that point roughly 80 percent occupied at launch. Corporate anchors Fill, MIBA, and Raiffeisenlandesbank OÖ hold memberships alongside growth-stage startups. Notable alumni include Blockpit, which raised €8.4 million in crypto-tax software funding, and Celantur, an automotive technology spin-out. Factory300 runs regular community events, a lending library of meeting-room credits, and maintains ties to the broader Upper Austrian startup support network through its location within the Tabakfabrik ecosystem.
Feedzai
AI-native fraud and financial-crime prevention platform for banks and payment networks, securing trillions in payments annually. Founded 2011; unicorn since 2021; selected by the ECB for Digital Euro fraud prevention.
