Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
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DDD Invoices
DDD Invoices is a Ljubljana-based API-first compliance platform that lets software vendors, ERPs, accounting tools, and marketplaces emit fully compliant e-invoices and fiscal reports across dozens of jurisdictions through a single integration. The product abstracts country-specific formats (Peppol BIS, FatturaPA, UBL, FacturX, SAF-T, FA_VAT and others), government clearance flows, digital signing requirements, and archival rules, so the customer team does not have to track the dozens of overlapping mandates that the EU's VAT in the Digital Age (ViDA) agenda is phasing in. The company's bet is that mandatory structured e-invoicing across the EU between 2026 and 2030 turns what used to be a back-office nice-to-have into a default requirement, and that most vertical SaaS builders would rather buy than build that compliance layer. It is one of the clearest examples of a Slovenian B2B SaaS built directly against upcoming European regulation.
Dealita.ai
Dealita.ai is an AI-powered deal-flow management platform that automates the screening and initial evaluation of inbound investment opportunities for venture capital and private equity funds. Its algorithms process pitch decks and company data to perform initial filtering and scoring against investor-defined criteria, reducing manual triage workload. Dealita won the Startup of the Year 2024 award in Riga.
DecisionRules
Cloud-native no-code/low-code business rules engine (BRMS) for decision automation in pricing, credit scoring, claims, fraud and data validation; processes 100M+ decisions daily for clients in 30+ countries.
Deeplace
Chisinau software company and member of the Moldovan ICT association ATIC, working on digital transformation with an emphasis on artificial intelligence. Its projects span banking and payments, retail, telecommunications, public services and media, and it maintains an unusual specialism in WineTech, reflecting one of Moldova s principal industries.
Delta Partners
Founded in 1994, Delta Partners is one of Ireland's longest-running venture capital firms, investing EUR 0.5-3M at seed and Series A in enterprise software and consumer technology across Ireland and the UK. The firm manages over EUR 300M across multiple funds backed by Enterprise Ireland and private LPs. Delta has backed 90+ companies including Movidius (acquired by Intel), CurrencyFair, and Luzern. The team focuses on capital-efficient B2B and consumer startups with international scaling potential.
DIGIT
DIGIT, the trading name of Saltire Technology Events Ltd, is an Edinburgh-based technology media and events business that publishes digit.fyi and runs a calendar of Scottish technology conferences, including DIGIT Expo and the FinTech Summit at the Edinburgh International Conference Centre. Its events bring together CIOs, engineering leaders, regulators and vendors from across Scotland's financial services and public sectors. The company operates from Ocean Drive in Edinburgh.
Digital Assets and the Future of Finance Summit 2026 (July 2026)
A full-day summit at City of Dreams Mediterranean on the convergence of crypto, blockchain and mainstream finance. Sessions cover MiCA and DORA regulation, the Digital Euro and CBDCs, stablecoins, tokenization of real-world assets and institutional digital-asset allocation, through keynotes, fireside chats and panels.
Digitalk 2026
Sofia's leading digital economy conference organized by Capital newspaper, attracting 1,000+ executives, founders, and policymakers. Covers digital transformation, e-commerce, and fintech with a strong focus on the Bulgarian and SEE markets. Tickets around EUR 50-150.
Dreamplan
Dreamplan is a Copenhagen-based digital financial planning platform, legally Dreamplan.io ApS, that gives consumers independent advice on pensions, investments, insurance, and home financing to help them find hidden savings in their finances. Users get a personalised financial overview and recommendations digitally, with the option to book 1:1 sessions with human financial advisors for complex situations such as home purchases or inheritance. The company is registered with the Danish Financial Supervisory Authority (Finanstilsynet) and also builds advisory software for independent financial advisers and banks under the brand Wizflow.
Dublin Tech Summit 2026
Two-day summit at the RDS in Dublin with around 8,000 attendees, 300+ speakers, and strong buyer presence from IDA-backed multinationals. Passes typically EUR 300-700 with startup rates available. Programming emphasizes B2B startup-to-enterprise partnerships across cloud, SaaS, fintech, and AI, a key pipeline for founders targeting Irish and UK buyers.
Dublin Tech Summit 2027
Dublin Tech Summit 2027 runs 26-27 May at the RDS Dublin as part of Dublin Tech Week. The summit offers programming for IT professionals and teams across enterprise IT, SaaS, cloud, fintech and big data, alongside partnership and sponsorship opportunities for companies targeting the European tech ecosystem.
Early Game Ventures
Early Game Ventures is a Bucharest-based venture capital firm that launched its first fund in 2019 focused on Romanian tech startups, achieving a reported 45% IRR on Fund I with 4 exits from 28 portfolio companies including Bunnyshell and Profluo. In April 2024 the firm launched Fund II targeting €60 million to invest in early-stage startups across CEE — primarily Romania (60–70%), with the remainder across Europe — at ticket sizes up to €6 million. Focus sectors include SaaS, AI, cybersecurity, fintech, and deep tech.
EasyBiz
Luxembourg-based digital platform for company incorporation and accounting. Enables entrepreneurs to register a SARL or SARL-S 100% online in five days with no paperwork, paired with a smart accounting dashboard for VAT tracking, invoicing, and expense management from €90/month. Designed by Luxembourg fiduciary professionals.
EBAday 2026
Europe's premier payments and transaction banking summit, organised by the Euro Banking Association and Finextra at Bella Center Copenhagen. Brings together 1,400+ professionals and 100+ speakers across open banking, payments, digital identity, and cross-border innovation.
EBAN Congress Leipzig 2027
Europe's largest business angel event moves from Vilnius to Leipzig, Saxony for 2027, running 2-4 June. EBAN Congress brings hundreds of European business angels, VCs, and ecosystem leaders together for keynotes, an awards gala, and ecosystem study visits.
EBAN Congress Vilnius 2026
26th EBAN Congress brings hundreds of European business angels, VCs, and ecosystem leaders to Vilnius for keynotes, an awards gala, and a Lithuanian startup study visit, with focus on Space & Defence Tech, BioTech, and CleanTech.
EBO
EBO is a Malta-founded conversational and generative AI company specialising in automated customer engagement for regulated industries. Founded in 2017 by Dr. Gege Gatt, the platform deploys multilingual Virtual Agents across healthcare, financial services, telecommunications, and iGaming, operating in over 100 languages and delivering 24/7 automated dialogue across any channel. EBO's clients report over 80% reduction in customer interaction costs. The company has raised $3.5 million, counts BMIT Technologies among its investors, and operates from Birkirkara with additional offices in London and Milan.
EBS Integrator
Software engineering and digital transformation company based on 4th floor, MD2004 Chișinău, describing itself as a long-term partner in business consulting and digital transformation. It reports more than 80 in-house engineers and fifteen years of experience serving clients in banking, financial services, education, the public sector and digital commerce, and publishes case studies including an education platform for a Moldovan English-language school and a digitised factoring flow for a non-bank lender.
Eight Roads Ventures
Eight Roads Ventures is the global venture capital platform of Fidelity, tracing its roots to Fidelity Ventures (1969). Headquartered in London for its European and Israeli operations, it invests exclusively from Fidelity's balance sheet rather than raising external LPs — a structure that affords long holding horizons. The European arm has deployed four successive funds, growing from £100M to a $450M fourth fund (2021), within a global platform managing over $5bn across Europe, Israel, India and Asia. The London team focuses on growth-stage and scale-up investments, writing $5–50M cheques into companies past product-market fit (roughly Series A–C) in SaaS and enterprise software, fintech, healthtech, consumer technology and climate tech. Notable European portfolio companies include Spendesk (France), Hibob (Israel/UK), Funnel.io (Sweden), Tibber (Norway), Swan (France) and Amenitiz (Spain); key exits include InnoGames (€260M to MTG, 2016), Compte-Nickel (BNP Paribas, ~€200M, 2017) and Made.com's 2021 London IPO. The team is led by Managing Partner Davor Hebel with partners Lucile Cornet and Michael Treskow.
Eileen Burbidge
Eileen Burbidge MBE is a British-American venture capitalist and Founding Partner of Passion Capital, an early-stage London VC she co-founded with Stefan Glaenzer in 2008, with notable portfolio companies including Monzo and GoCardless. A computer science graduate of the University of Illinois, she built her early career at Apple, Sun Microsystems, and Skype before moving to London in 2004. She served as the UK Treasury's special envoy for fintech from 2015 and was appointed MBE for services to entrepreneurship the same year.
