Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
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Feelsgood Capital
Feelsgood Capital was founded in 2019 and officially licensed by the Croatian Financial Services Supervisory Agency on June 10, 2020, making it the first social impact investment fund in Croatia and the third VC to launch in the country with an entirely Croatian team. Led by Managing Partners Renata Brkić, Domagoj Oreb, Vedran Blagus, and Dinko Novoselec, the fund manages approximately €30 million targeting Croatian and Slovenian ventures. It backs pre-seed through Series A companies delivering measurable social impact in financial inclusion, agriculture, circular economy, education, and healthcare. Portfolio companies include GameBoost and VIDI X, with roughly 12 investments to date.
Fenergo
Fenergo is a Dublin-based provider of AI-powered client lifecycle management (CLM), Know Your Customer (KYC), and anti-money laundering (AML) software for global financial institutions. Founded in 2009, the company automates client onboarding and regulatory compliance workflows for banks, asset managers, and capital markets firms. Recognised as a category leader in the 2026 Celent KYC CDD / CLM Report, Fenergo serves major institutions including DNB Bank and Gen II Fund Services, with over 850 employees worldwide.
Fenige
Polish card-payments infrastructure provider licensed for card issuing, acquiring, and money transfer. Fenige's platform powers card-based money transfers (card-to-card push payments) and payment products for fintechs, banks, and corporates. An early Movens Capital portfolio company; exited via a strategic sale.
Fil Rouge Capital
Fil Rouge Capital was founded in 2014 in Zagreb and is the most active early-stage VC fund exclusively dedicated to Croatian startups, having deployed capital into over 170 companies. Its second fund, Fil Rouge Capital II (€45 million), was co-funded by the European Investment Fund with €32.55 million under the Croatian Venture Capital Initiative. Founding Partners Julien Coustaury and Roger Blott, joined by Partner Stevica Kuharski, focus on pre-seed, seed, and Series A across all sectors, with notable portfolio outcomes including participation in the ecosystems around Infobip and Rimac. The fund has recorded 2 unicorns and 12 acquisitions across its portfolio.
Fimple
Cloud-native, API-first core banking platform offering Financial Functions as a Service, with composable lending, deposits, payments and treasury modules for banks and financial institutions.
Finch Capital
Finch Capital is an Amsterdam-based venture capital firm founded in 2013, specialising in early-stage investments in European fintech, insurtech, and financial infrastructure. The firm manages approximately $400 million across three funds, with its third European fund targeting €150 million. Finch has invested in 51 companies across the UK, Netherlands, and wider Europe, focusing on seed and Series A rounds in companies applying technology to financial services including payments, lending, insurance, and wealth management. Notable portfolio companies include BUX (European retail investing), with the firm also backing Grab in Asia, and exits including 12 acquisitions from its portfolio.
Finery Markets
Finery Markets is a Limassol-based institutional crypto trading infrastructure company, founded in 2019 by Konstantin Shulga and Ilia Drozdov. The platform operates as a non-custodial, over-the-counter ECN connecting crypto businesses to deep liquidity pools across 200+ crypto and fiat currency pairs. In Q2 2024, the platform processed over $5 billion in trading volume, serving clients in 35+ countries. The company raised $5.5 million in seed funding in 2022 from investors including G1Ventures, gumi Cryptos, and Shima Capital.
FINMAP
FINMAP is a Kyiv-based cash-flow management and financial analytics platform built specifically for small and medium businesses that have outgrown spreadsheets but cannot justify a full ERP rollout. The product gives owners and finance managers a single live dashboard showing bank balances, payable and receivable pipelines, scenario-based cash forecasts, and customizable P&L views, with bank and payment-service integrations across Ukraine and multiple EU markets that pull transactions automatically instead of relying on manual CSV imports. FINMAP's wedge is that it is explicitly designed around the mental model of an SME founder — 'will I run out of money in six weeks?' — rather than the analyst-first model of incumbent finance tools, and that has made it one of the more successful Ukrainian fintech SaaS exports targeting the CEE region. It is a useful data point for how Ukraine's engineering talent continues to ship commercial B2B software despite the wartime backdrop.
Finom
Finom is an Amsterdam-based fintech company offering digital financial services for small and medium-sized enterprises, freelancers, and entrepreneurs across Europe. Its platform combines a business account with local IBANs, invoicing, business debit cards with cashback, payment processing, expense tracking, and accounting software integrations. The company operates in markets including Germany, France, Italy, Spain, the Netherlands, Belgium, Poland, Portugal, and Austria. In 2025 Finom raised a €115 million Series C round led by AVP, in addition to non-dilutive growth capital from General Catalyst's Customer Value Fund.
FinovateEurope 2026
Fintech demo conference with a no-slides rule: 7-minute live product demos only. Price: about GBP 2299 general, with startup rates around GBP 799. Audience skews to senior banking decision makers looking for vendors.
Fintech Inn 2026
Lithuania's flagship fintech conference reflecting Vilnius's status as a European fintech licensing hub with 200+ licensed firms. Attracts 2,000+ attendees including regulators, banks, and fintech founders. Strong focus on payments, open banking, and embedded finance.
Fintech Ireland Summit 2026
An annual gathering of the Irish financial-services and fintech ecosystem at Dublin Docklands, with 200+ delegates. A focused, founder-relevant venue for fintech and regtech startups targeting Ireland's international financial-services cluster.
Fintech Meetup Europe 2026
European debut of the meetings-first fintech event: 2,500+ senior attendees, 650+ hosted buyers from banks & PSPs, and 25,000+ pre-scheduled double opt-in meetings across payments, banking, lending and embedded finance. 70% C-suite.
FinTech North
FinTech North is a Leeds-based membership and events organisation founded in 2016 as the first regional UK fintech hub, describing itself as the focal point for fintech in the North of England. It convenes a community of more than 10,000 members across Greater Manchester, West Yorkshire, the Liverpool City Region and the North East through conferences, mixers, forums and the Northern FinTech Summit, and runs the FTN Skills programme linking employers with regional talent. It operates from Platform, New Station Street in Leeds.
FinTech North: Leeds 2026
The tenth annual FinTech North Leeds conference, debuting a Pitch360 startup competition and backed by West Yorkshire Combined Authority and Mastercard. A direct, founder-relevant day for a Northern fintech startup to pitch, meet investors, and connect with corporates.
FinTech North: Newcastle 2026
The sixth annual Newcastle conference from FinTech North, the focal point for fintech in the North East. Aimed at fintech founders, banks, and investors, it covers payments, AI, fraud, and regulation — a practical day for a North-East fintech startup to meet partners and corporates.
Fintech Recruits 2026 (October 2026)
The fifth-anniversary edition of LHoFT’s flagship recruitment and networking fair at LuxExpo The Box, connecting students, graduates and professionals with leading fintech and finance employers. The fair gathers thousands of attendees and recruiters around careers in finance, fintech, AI, data, blockchain and digital transformation, with company pitches, keynotes and talks.
FinTech Scotland
FinTech Scotland is a strategic cluster management organisation established in 2018, dedicated to driving financial inclusion through fintech innovation and collaboration across Scotland. Based in Edinburgh, it supports an ecosystem of over 250 fintech firms spanning WealthTech, InsureTech, RegTech, Payments, and Open Banking. It leads the Financial Regulation Innovation Lab (FRIL) as part of the UK Government's Innovation Accelerator programme and is an active partner in Glasgow Tech Week.
Fintech Summit 2026 (Edinburgh)
A national fintech summit at the EICC Edinburgh, with content spanning green wealthtech, payments, and AI. Good for a Scottish or UK fintech founder wanting investor and ecosystem exposure at low cost.
Fintech Talents Festival 2026
Billed as the UK's largest fintech festival, with nine content stages on open finance, payments, embedded finance, AI transformation, and fraud at The Brewery in London. For a fintech founder it offers broad coverage of regulatory and product trends plus access to banks and incumbents in one place.