Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
Showing 341–360 of 530Fintech
Countries in this sector
Sectors alongside this one
Fintech results
P101
Founded in 2013 by Andrea Di Camillo — a serial entrepreneur behind Vitaminic and Banzai and an early investor in Yoox and Venere — P101 is one of Italy's most prominent early-stage VC firms, managing approximately €500 million AUM. Its latest vehicle, Programma 103, closed at €250 million in early 2025, targeting early-stage startups in fintech, proptech, edtech, and cybersecurity with an average ticket of €5 million. Over 12 years P101 has backed 58+ companies and completed roughly 290 transactions with ~20 exits; standout portfolio names include Musixmatch (acquired by TPG for ~$500 million in 2023). The firm has a stated goal that Programma 103 companies will collectively generate €5 billion in revenue and 3,000+ jobs by 2030.
Paddle
UK Merchant-of-Record platform handling payments, sales tax, compliance and billing across 300+ markets for SaaS and digital-product businesses; serves 10,000+ customers.
Panathēnea 2026
Three-day tech, business and arts festival across Athens with 10,000+ attendees, 250+ speakers, a startup competition, Founders' Day and Investors' Day, plus 70+ side events spanning AI, defense, fintech and deep tech.
Pär-Jörgen Pärson
General Partner at Northzone, the pan-European venture firm, splitting time between Stockholm and New York. A long-standing fixture of Nordic venture, he led Northzone's landmark investments in Spotify and iZettle and has shaped the firm's growth into a multi-billion-euro platform.
Paris Blockchain Week 2026
Premier European gathering for institutional Web3 and digital assets at Carrousel du Louvre. Strong concentration of founders, C-suite decision-makers, and liquidity providers. Startup competition applications close close to event week, with finalists pitching live on stage to investors and industry operators.
Paris Blockchain Week Startup Competition 2026
Competition track for early-stage Web3 companies at Paris Blockchain Week. Applications close close to event week, with selected finalists pitching on stage to investors and digital-asset industry participants.
Paris Fintech Forum 2026
Invite-only fintech conference hosted at the Palais Brongniart, gathering 2,500+ senior executives, regulators, and investors from the global financial-services and fintech ecosystem. Content spans open banking, embedded finance, crypto regulation, payments innovation, and insurtech. Tickets EUR 1,500+.
PASHA Holding Tech Ventures
PASHA Holding is Azerbaijan's largest diversified conglomerate, and its technology ventures arm invests in and incubates digital businesses across fintech, insurtech, and enterprise software. Through subsidiaries like PASHA Bank and PASHA Insurance, the group has launched digital-first products including mobile banking platforms, automated insurance underwriting, and data analytics capabilities. The holding's tech initiatives are significant because they channel substantial domestic capital into digital infrastructure and create a corporate innovation layer that smaller Azerbaijani startups can plug into for distribution and enterprise validation.
Passion Capital
Passion Capital is an early-stage London VC founded in 2011 by Eileen Burbidge, Stefan Glaenzer, and Robert Dighero. The fund backs European early-stage technology companies, with a portfolio that has included Monzo, GoCardless, and DueDil. Passion is recognised for hands-on founder support and has been an influential voice in UK tech-policy discussions for over a decade.
PastPay
B2B Buy Now Pay Later fintech that lets merchants offer business buyers deferred payment terms of 15-90 days while the merchant is paid instantly, handling credit risk and collections.
Patron GO
AI-powered personal finance app that detects unnecessarily high payments and subscriptions in users' bank accounts and recommends better offers. Operating in Czechia and Slovakia, it has passed 350,000 users.
Paul Taylor
Founder and CEO of Thought Machine, the cloud-native core-banking platform. He previously founded a speech-technology company acquired by Google, where he built voice systems before turning to banking infrastructure.
Paweł Michalski
Paweł Michalski is a Warsaw-based VC educator and angel investor, best known as co-founder and CEO of VCLeaders, a training platform for venture professionals, and as a Managing Partner and Head of Advisory Services at COBIN Angels, Poland's largest business-angel community. He is also a Venture Partner at the Berlin climate-tech fund World Fund, and previously served as Chief Growth Officer at equity-crowdfunding platform Beesfund and Head of Business Development at hardware startup First11, following a project-finance career at PKO Bank Polski. Through VCLeaders' newsletter he regularly publishes analysis on the European venture ecosystem.
PayFit
PayFit is a Paris-based fintech founded in 2016 that provides cloud payroll and HR software for small and medium-sized businesses, automating pay runs, leave, expenses and employee management across several European countries. It reached unicorn status in 2022 and serves tens of thousands of SMEs.
Payflow
Payflow is an earned-wage-access fintech letting employees draw down accrued salary at any time during the month at no cost, with employers paying a platform fee. It has grown into a financial-wellness app serving 800+ companies and 500,000 employees across Spain, Portugal, Peru and Colombia.
Paymeter
Andorran mobility payments app, powered by iPark, that lets drivers pay for street parking, reserve off-street garages and keep transport spending in a single wallet instead of feeding physical meters. It is live across Andorra in Sant Julia de Loria, Andorra la Vella and Encamp, and in fourteen Spanish municipalities including Banyoles, Palamos and Altea, with Colombia announced next.
Paymove
Paymove is a Sopot-based fintech that digitises unattended and offline commerce, replacing legacy physical payment hardware with secure QR-based payments that need no app download. The company is also building payment infrastructure for autonomous AI agents. It is active in more than 2,000 locations in Poland and reaches over 600,000 users.
Paypercut
Payments platform giving online merchants across Central and Eastern Europe unified access to card payments, BNPL, local payment methods and multi-currency settlement via a single integration. Raised a €5M seed, bringing total funding to €7M.
Paysera
Paysera, founded in 2004, became Lithuania's first licensed e-money institution when the Bank of Lithuania issued it an unlimited electronic money licence in 2012. The company offers online and in-store payment processing, international money transfers, currency exchange, and investment services to individuals and businesses in over 30 countries. It employs more than 700 people. The platform serves event organisers, e-shops, physical retailers, and private clients.
Paytently
Paytently is a payment orchestration platform built by former executives from Checkout.com, Trustly, and TrueLayer. Founded in 2022 and launched commercially in 2023, its single API enables businesses to route transactions across 60+ acquiring partners and 200+ alternative payment methods, with AI-powered fraud detection and intelligent routing to optimise success rates. Regulated as a Payment Institution by the Malta Financial Services Authority, the company serves iGaming, e-commerce, and other high-volume verticals from its headquarters in Sliema.
