Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
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NEXT Summit Valletta 2026
Operator-led iGaming summit at the Mediterranean Conference Centre drawing 6,000+ delegates, with sub-summits on start-up & investment, crypto, and payments. Includes a Hot Seat startup pitch format for founders meeting VCs and senior operators.
NEXT Summit Valletta 2027
NEXT Summit Valletta 2027 runs 26-27 May at the Mediterranean Conference Centre in Valletta. The iGaming-focused event gathers roughly 6,000 operators, suppliers, investors, regulators and innovators for a week of connected conference activity, including a dedicated Start-Up & Investment day focused on funding and innovation.
Nextesy
Zurich-based AI-first enterprise operating system for SMEs and freelancers that automates invoicing, accounting, payroll, and document management in a single platform. Built on ETH and HSG research. Connects all operational processes with AI as the core layer rather than an add-on module.
NextGen Payments & RegTech Forum (October 2026)
The 25th edition of the NextGen Payments & RegTech Forum is a one-day senior-executive fintech conference held at the Athens Marriott Hotel. Through keynotes, panels, roundtables and one-to-one meetings it covers instant and real-time payments, account-to-account transactions, digital wallets, open banking, the Digital Euro, embedded finance, fraud prevention and regulatory technology across Greece and Europe.
Nextury Ventures
Nextury Ventures is a venture capital firm and startup incubator founded in 2013 in Vilnius by entrepreneur Ilja Laurs and ICT executive Mindaugas Glodas. Inspired by Silicon Valley models, it builds and invests in early-stage companies in fintech, proptech, sharing economy, e-commerce, and mobile sectors. Since inception it has invested in over 30 companies across multiple European markets, including the UK and US, with cumulative returns of +219% after taxes reported over a five-year period.
Nexus 2050 2026
Luxembourg's flagship tech and innovation conference at Luxexpo The Box, positioned as a bridge between the Greater Region's corporates, the Luxembourg fund industry, and international deep-tech founders. Programming spans AI, space tech, fintech, and sustainable finance with 4,000+ attendees and an exhibition floor featuring Luxembourg-based scale-ups like Paul Wurth, Gcore, and LuxAI. The 2024 edition launched with ministerial support and has since become the country's primary innovation showcase. Tickets EUR 100-400.
Nikolay Storonsky
Co-founder and CEO of Revolut, which he scaled from a multi-currency card into one of the world's most valuable fintechs, with tens of millions of customers and a full UK banking licence. A former derivatives trader, he is among Europe's most prominent fintech founders.
Nordic Fintech Week 2026
A major Nordic fintech gathering at TAP1 with around 2,000 participants, 200 fintech startups, and 150 financial institutions across roughly 100 sessions. Strong startup-to-institution matchmaking.
Nordigen (GoCardless)
Nordigen is a Riga-based open banking data platform that was acquired by GoCardless in 2022. The company provides free access to bank account data through PSD2-compliant APIs, enabling fintechs, lenders, and financial service providers to retrieve transaction histories, account balances, and payment data from over 2,300 banks across 31 European countries. Nordigen's freemium model disrupted the open banking aggregation market by making basic bank connectivity accessible without per-API-call fees. As part of GoCardless, the Riga team continues to develop open banking infrastructure and represents an important Latvian contribution to Europe's financial data ecosystem.
NorthCap
NorthCap (Northcap Partners) is a Copenhagen-based venture capital firm founded in 1999, focused on B2B and B2B2C technology companies across the Nordics, with a particular emphasis on SaaS, cloud computing, and mobile services. The firm invests from seed stage (Denmark only) through growth stage, with ticket sizes ranging from $1 million to $25 million, and draws on more than 100 investments of operational experience to support founders in scaling and internationalization. Notable investments include GAN Integrity and Visiopharm.
Northern FinTech Summit 2026
FinTech North's pan-northern flagship, celebrating the fintech ecosystem across the North of England at the Guildhall in York. Useful for a Northern fintech founder wanting cross-regional investor and corporate connections in one summit rather than a single-city conference.
Notion Capital
Notion Capital is a London-based venture firm founded in 2009 by the team behind MessageLabs and Star — Jos White, Ben White, Stephen Chandler, Chris Tottman and Ian Milbourn — who built MessageLabs before its $700M sale to Symantec. The firm invests exclusively in European B2B software and fintech, with a sweet spot at Series A (companies at or near product-market fit, typically $1M+ ARR) and initial cheques of €1–8M. Across five venture funds and three growth vehicles Notion has raised over $1bn in total AUM; Fund V closed at its €300M hard cap in 2023 and Growth Opportunities III added $130M in 2025 to back the firm's best companies longer. Its thesis spans four software categories — Knowledge (AI-enhanced SaaS), Money (fintech), Labour (services-as-software) and Machines (software in physical environments, including defence). Marquee outcomes include Currencycloud (acquired by Visa for ~$963M, 2021) and GoCardless (acquisition by Mollie announced at ~$1.1bn, 2025), with a portfolio that also features Paddle, Mews, Quantum Systems, Workable, TestGorilla and Upvest.
Nucleus Ventures
Nucleus Ventures is a venture building and corporate innovation advisory firm based in Cyprus, founded in 2014. It offers services including venture building, fundraising, soft-landing support for international market entry, operational advisory, and capacity building programmes. The firm serves governments, corporations, and founders across the EMENA region, with particular experience in FinTech, HealthTech, and AI. Nucleus Ventures has also managed government-backed accelerator and seed fund programmes.
Nula.bg
NULA is a Bulgarian business banking and accounting platform, developed by Cloud Tech LTD in Varna, that combines BG IBAN accounts, instant SEPA payments, bulk transfers and cards with automated invoice, expense, payroll and accounting reconciliation in one product. The company holds a PSD2 payment license and includes built-in CRM and OCR-based expense processing. Nula.bg is backed by Vitosha Venture Partners Fund I.
OakNorth
OakNorth is a London-based fintech founded in 2015 that operates as a profitable digital bank and credit intelligence software provider. Its OakNorth Credit Intelligence platform uses AI and machine learning to help commercial lenders make better decisions for mid-market businesses, the segment typically underserved by traditional banks. The bank itself has lent over GBP 10 billion since launch and has been consistently profitable. OakNorth raised $1 billion from investors including SoftBank, reaching a valuation of $4.7 billion. The software platform is licensed to banks globally.
Ondato
Ondato was founded in 2018 in Vilnius by Liudas Kanapienis and Andrej Vistorskij as a compliance and identity technology platform. It provides KYC, KYB, and AML solutions including digital identity verification, biometric authentication, business onboarding, fraud detection, and risk scoring. The company has raised €6.6 million in total funding and serves over 300 clients globally, with offices in Lithuania, the United Kingdom, and Poland.
Onfido
Onfido is a London-based identity verification company founded in 2012 that uses AI and biometric technology to help businesses verify user identities remotely. The platform combines document verification with facial biometrics to enable onboarding for financial services, sharing economy, healthcare, and other regulated industries. Onfido was acquired by Entrust in 2024 for approximately $400 million. Before the acquisition, the company had raised over $200 million and served customers including Revolut, Zipcar, and Bitstamp across 195 countries, processing millions of identity checks annually.
Open Banking Expo
Organiser of Open Banking Expo, the UK and Europe dedicated Open Banking, Open Finance and Smart Data event, alongside a global community, awards and content programme. The show convenes banks, fintechs, regulators and investors shaping data-driven financial services.
Open Banking Expo UK & Europe 2026
The UK and Europe's dedicated Open Banking, Open Finance and Smart Data show at the Business Design Centre in London. Four content stages plus a workshop theatre, an Innovation Zone and 40+ exhibitors bring together banks, fintech founders, regulators and investors shaping data-driven finance.
Outlast Fund
Outlast Fund is an early-stage venture capital firm co-headquartered in Riga and Stockholm, founded in 2024 by Egita Polanska, Marija Rucevska, Kristaps Prusis, and Mikaela Pedersen. The fund closed its debut €21 million vehicle backed by Latvian sovereign fund Altum, the EU's ERDF, and Baltic angel investors. It targets pre-seed tickets up to €250k and seed rounds up to €1.5 million, with a focus on B2B SaaS, fintech, and cybersecurity across the Baltics and Nordics.
