Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 517 organisations in this sector across 6+ countries.
Showing 361–380 of 517 Fintech
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Fintech results
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Pleo
Pleo is a Copenhagen-founded B2B spend-management unicorn that replaces paper expense claims with smart Mastercard-powered cards for employees and a real-time software platform for finance teams. Founded in 2015 by Jeppe Rindom and Niccolo Perra (former Tradeshift colleagues), it covers corporate cards, invoice management, vendor cards, multi-currency accounts and, since 2025, a full cash-management and treasury suite. As of mid-2025 Pleo serves 45,000+ businesses and over a million employees across 16 European markets, with the UK its largest. Pleo reached unicorn status in 2021 and closed a $200M Series C extension led by Coatue in December 2021 at a $4.7bn valuation, then Denmark's most valuable private tech company. Total funding exceeds $476M, backed by European investors Kinnevik (Sweden), Creandum (Sweden), Founders (Denmark) and Seedcamp (UK) alongside US growth funds Stripes, Coatue and Thrive Capital. FY2025 net revenue was about €130M (up 25%), with break-even targeted for 2027 and a possible Copenhagen IPO under consideration.
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Pliant
Pliant GmbH, based in Berlin, operates a corporate credit card and spend-management platform (Card & Spend OS) that lets businesses issue physical and virtual cards, automate expense workflows and accounts payable, and access flexible credit for payments. The company is a licensed e-money institution in the EU through its Finnish subsidiary Pliant Oy, is a principal Visa member, and also operates entities in France and Austria. Bulgarian investor BrightCap Ventures exited its investment in Pliant.
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Plug and Play Cyprus
Plug and Play Cyprus is the first Cyprus location of Plug and Play, the Silicon Valley-based global innovation platform, launched in Limassol in April 2026. The programme is co-funded by the Republic of Cyprus through the Deputy Ministry of Research, Innovation and Digital Policy and the Research and Innovation Foundation. It plans to run six cycles of incubation and acceleration targeting fintech, regtech, gaming, and shipping and energy, aiming to support around 60 startups and create approximately 500 jobs. Corporate partners include ASBIS, Tototheo, Mastercard, and ECOMMBX.
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Plug and Play Spain
Spanish arm of Plug and Play (since 2012) connecting startups with corporate partners in fintech, insurtech, and mobility. Operates from Valencia with pilots and venture funding; global alumni include PayPal and Dropbox. Scope: International.
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Plum
Plum is a money management fintech that offers a mobile app with smart tools for automated saving, budgeting and investing, helping users manage personal finances with minimal manual effort. Founded in 2016 by Victor Trokoudes and Alex Michael, the company is headquartered in London with additional offices in Athens and Nicosia, and serves more than 2 million users across Europe. In July 2024 it raised a £16 million Series B round to support growth and a push toward profitability, with strategic investor Eurobank having taken a minority stake.
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Point Zero Forum 2026
A three-day invitation-driven forum at Kongresshaus Zurich with 2,000+ attendees and 80+ regulators and central banks, on digital assets, AI in finance, and policy. For a fintech or web3 founder it offers unusually direct access to regulators and central banks alongside investors.
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PortfoLion Capital Partners
PortfoLion is the venture capital and growth equity arm of OTP Bank, Hungary's largest bank, managing approximately €440 million in AUM across three distinct funds targeting seed, growth, and turnaround stages. Founded in 2010 and headquartered in Budapest, it is the most prominent institutional VC in the CEE region by assets under management, with 64 portfolio companies across Hungary and wider Central and Eastern Europe. Its seed fund deploys €500k–€3 million per ticket and the growth fund €5–30 million, with notable investments including SEON (which went on to raise $150 million from Creandum and IVP) and Tresorit (acquired by Swiss Post). The firm has a team of 33 professionals including five partners.
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Portmanat
Portmanat is Azerbaijan's first domestically developed electronic wallet, launched by Mobile Payment Solutions LLC in 2012. It enables users to pay utilities, mobile operators, internet providers, and merchants via mobile number-linked wallet accounts, QR codes, and card terminals. Portmanat is a founding member of the Azerbaijan Fintech Association and has bank integration partnerships with Bank Respublika and others.
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Portugal Tech Week 2026
Portugal's largest decentralised innovation festival — 250+ mostly-free events across 15+ cities, themed on AI, Web3, sustainability, and the future of work, anchored around Web Summit week. The single best week for a founder to tap the whole Portuguese ecosystem at once, with pitch sessions, tech days, and investor meetups nationwide.
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Practica Capital
Practica Capital is the most established venture capital firm in the Baltics, founded in Vilnius in 2011 and managing four funds totalling over €130 million in assets under management. The firm invests at pre-seed, seed, and selected Series A stages in marketplace, SaaS, and deep/industrial tech startups originating from Lithuania, Latvia, and Estonia, and now has partners on the ground in all three Baltic capitals. Its portfolio of 70+ companies includes CGTrader, TransferGo, PVcase, Interactio, Eneba, and Ovoko, with one IPO and six acquisitions to date. The €80 million third fund, closed in February 2024, is the largest seed fund ever raised in the Baltic region.
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Prime Ventures
Prime Ventures is one of the longest-running growth-stage venture firms in the Netherlands, founded in 1999 and operating from Naarden with additional presence in London. The firm writes Series B and later checks of EUR 10-40 million into European technology companies with proven revenue traction, with a sector focus spanning B2B SaaS, digital marketplaces, fintech, and consumer internet. Over more than two decades Prime has backed companies including Just Eat, Takeaway.com, Gemalto, TaxiCaller, Brandbank, Recommind, and Impraise, and has produced several of the most profitable Dutch venture returns on record. The firm is a useful example of a Benelux-headquartered fund that plays a growth-round role traditionally occupied by US crossover investors, and it is often one of the first calls for a Dutch or wider European scale-up raising its first big post-PMF round.
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Primo Ventures
Primo Ventures (operating entity: Primomiglio SGR), led by chairman Gianluca Dettori and founded in 2016, is a Milan-based VC managing approximately €530 million in assets across digital and space-focused funds. It launched the first Italian venture capital fund dedicated to space technologies — Primo Space Fund (target €80 million, first close €58 million) — in partnership with the Italian Space Agency (ASI) and Fondazione E. Amaldi, backing deep-space logistics, propulsion, and AI for spacecraft. Portfolio investments include D-Orbit (space logistics, Series C co-lead) and AIKO (AI for autonomous spacecraft operations). Beyond space, its digital fund invests in B2B SaaS, cybersecurity, and fintech at seed and early-growth stages.
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Project A Ventures
Project A Ventures is a Berlin-based early-stage operator VC founded in 2012 by Florian Heinemann, Uwe Horstmann, Christian Weiss, Ben Fischer, Anton Waitz, and Thies Sander. The firm closed its fifth and largest fund at €325 million in 2025, bringing total assets under management to approximately €1.2 billion. What sets Project A apart is its in-house platform of over 140 functional experts in engineering, business intelligence, marketing, sales, and recruiting who work directly inside portfolio companies alongside capital. Investments span seed through Series B across SaaS, fintech, logistics, and consumer technology, with a notable portfolio including Trade Republic, sennder, Catawiki, WorldRemit, KRY, and Voi.
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Prosus Ventures
Prosus Ventures is the venture and growth investment arm of Prosus, the Amsterdam-listed international technology investor that was spun out of South African conglomerate Naspers in 2019 and today stands as one of the largest technology investors in the world, anchored by a historically ~25 percent stake in Tencent that funds the rest of the portfolio. Beyond Tencent, Prosus Ventures and its strategy teams actively invest in growth-stage technology companies across food delivery, fintech, edtech, classifieds, and AI, owning stakes in Delivery Hero, iFood, Swiggy, Stack Overflow, PayU, Udemy, and Brainly among others. With many billions of euros of investable firepower and an explicit willingness to lead USD 100M+ rounds, Prosus is effectively one of Europe's only indigenous late-stage growth investors that can compete at scale with US crossover funds on late rounds of European technology companies.
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Przemysław Jurgiel-Żyła
Investment Director at Movens Capital. Leads sourcing and diligence across CEE early-stage software and deep tech deals, with focus areas in AI, developer tools, and fintech infrastructure.
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Qonto
Qonto is a Paris-based digital business bank founded in 2016 by Steve Anavi and Alexandre Prot to simplify financial management for SMEs and freelancers. The platform offers business accounts, corporate cards, expense management, bookkeeping integrations, and invoicing in a single interface. Qonto has raised over EUR 600 million from investors including Tiger Global, Valar Ventures, Tencent, and DST Global, reaching a valuation of EUR 5 billion. It serves over 500,000 business customers across France, Germany, Italy, and Spain, and acquired German competitor Penta in 2022. Qonto is Europe's largest digital finance platform purpose-built for small businesses.
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QUBE Events
International B2B conference organiser that runs the NextGen Payments & RegTech Forum series, including the long-running Athens edition. Its senior-executive fintech events convene banks, payment service providers, fintech firms and regulators around payments innovation, open banking and regulatory technology.
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Radosław Rejman
Partner at Movens Capital. Background in finance and operations, leading deal execution and portfolio support for early-stage CEE startups across fintech, enterprise software, and commerce enablement.
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Rafał Plutecki
A pioneer of Poland’s dot-com era (founder of Internet Technologies and former head of Google Campus Warsaw), Rafał has a long angel track record. He invested in one of the first Polish unicorns Milestone Systems and supported fintech and media startups. His approach blends early internet industry wisdom with a vast network of contacts. Associated startups: Past investments include travel startup iTaxi and others; as ex-Campus Warsaw head he advised countless startups.
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Raisin
Raisin is a Berlin-based fintech founded in 2012 that operates an open-banking savings and investment marketplace, letting retail customers across Europe and the United States access deposit products, ETFs and pensions from hundreds of partner banks through a single account. It merged with Deposit Solutions in 2021, trades as WeltSparen in Germany, and has intermediated tens of billions of euros in deposits.
