Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
Showing 301–320 of 530Fintech
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MiddleGame Ventures
MiddleGame Ventures is a Luxembourg-headquartered fintech-focused venture capital firm co-founded in 2016 by Michael Meyer and Patrick Pinschmidt, with Pascal Bouvier as Managing Partner. The firm has deployed over €300 million across 50+ companies and raised a €150 million third fund with an initial close, backed by the Luxembourg Future Fund successor (SNCI). It focuses on open finance, embedded fintech, blockchain/crypto infrastructure, and automated financial data across Europe and North America. Portfolio includes Bitpanda, Carta, Keyrock, and Minna Technologies, with four unicorns and one IPO among its exits.
Mindsmiths
Mindsmiths is a Zagreb-based AI company developing an Autonomous Support System (ASS) platform that enables digital products to make independent decisions and engage users proactively. The platform has been deployed in healthcare (chronic patient support) and banking (financial advisory). Mindsmiths raised EUR 1.2 million in 2021 from Feelsgood Capital, with CEO Mislav Malenica also serving as president of the Croatian AI Association.
Mintos
Mintos is Europe's largest regulated investment marketplace for alternative assets, founded in 2014 by Martins Sulte and Martins Valters. The platform connects retail investors with loans originated by non-bank lenders across 30+ countries, offering consumer, business, and real estate loan investments. It has facilitated over €12 billion in cumulative investments, holds a MiFID II licence from the Central Bank of Latvia, and manages over €700 million in assets for more than 500,000 registered users globally.
Mobilly
Mobilly is a Latvian mobile-payments platform that lets people pay for everyday services by phone, including public transport, parking, the Jurmala beach pass, bus and train tickets, Riga public-transport ticket codes, car washes, EV charging and museum tickets. The service also supports subscriptions, lunch payments and donations through its app.
Mollie
Payments infrastructure provider helping EU businesses accept local and global methods. Mollie is a startup based in Amsterdam, Netherlands at the growth stage. The company operates in the Payments, Fintech space. Learn more at their website.
Monerium
Monerium is an Icelandic fintech company founded in 2015 that issues regulated stablecoins — most notably EURe, an onchain euro — on public blockchains. In 2019 it became the world's first entity to receive an e-money license for blockchain-based token issuance under EU regulations, granted by the Financial Supervisory Authority of Iceland. Monerium is authorised as both an Electronic Money Institution and a Virtual Asset Service Provider and enables Web3-native IBAN payments across Ethereum, Polygon, and Gnosis Chain.
Money20/20
Organizer of Money20/20 Europe, a flagship fintech and payments conference in Amsterdam. Money20/20 is an event organiser based in Amsterdam, Netherlands. Organising events in the Events, FinTech, Payments, Financial Services space.
Money20/20 Europe 2026
The premier global event for the fintech and financial services industry in Europe, held annually in Amsterdam, showcasing innovation and future trends in payments and commerce.
Money20/20 Europe 2027
Money20/20 Europe 2027 runs 8-10 June at the RAI Amsterdam, billed as Europe's number one fintech event. The three-day event brings together leaders from banks, payments, tech, startups, retail, policy and crypto, with about one in three attendees at C-suite level.
MoneyLIVE Nordic Banking 2026
MoneyLIVE Nordic Banking 2026 is a two-day retail-banking and fintech leadership conference held 27-28 October 2026 at the Bella Center, Copenhagen, produced by MoneyLIVE (Marketforce Business Media). It gathers 800+ senior leaders — around 60% from banks — across four stages covering AI, digital identity, payments, fraud, risk, resilience, and lending, with 100+ speakers drawn from Nordea, SEB, Swedbank, Danske Bank, Lunar, Monzo and others. Nasdaq Verafin is the platinum sponsor.
Montonio
Montonio is an Estonian payments and post-checkout platform for e-commerce merchants. Through a single API and dashboard it offers open-banking bank-transfer payments, card payments, Apple Pay and Google Pay, BLIK and Buy-Now-Pay-Later financing, alongside post-checkout tools such as shipping labels, parcel tracking, returns and refunds. The company serves merchants across the Baltics and Poland, aiming to be a unified checkout solution for the region. Its regulated payment-institution entity is registered in Lithuania while the company operates from Tallinn.
Monzo
Monzo is one of the UK's leading digital-only banks, offering a mobile-first current account with features like instant spending notifications, fee-free foreign spending, budgeting tools, and salary sorting. Founded in 2015, Monzo has grown to over 9 million customers and achieved profitability in 2024. The company holds a full UK banking license and has expanded into business accounts, lending, and investment products.
Movens Capital
Warsaw-based multi-stage venture capital firm backing Central and Eastern European tech founders with global ambitions. Movens Capital runs a €60M Fund 2 (launched 2025) and writes first checks of €250k–€3M at pre-seed through Series A+. Focus areas: fintech, edtech, healthtech, deep tech, climate tech, enterprise software, and e-commerce enablement across Poland, the Baltics, the Balkans, Czechia, Slovakia, Hungary, Romania, Ukraine, and Moldova. Founded in 2018 by Artur Banach and Michał Olszewski. Fund LPs include the European Bank for Reconstruction and Development (EBRD), PFR Ventures, and 80+ tech founders, operators, and family offices. Notable exits include MEDICAlgorithmics (IPO) and Fenige.
N26
N26 is a Berlin-based digital bank with a mobile-first current account and financial products for consumers across Europe. In May 2024, BaFin lifted the growth restrictions previously imposed on the bank, clearing the way for renewed customer expansion. In 2025 N26 rolled out free stock and ETF trading for all eligible customers, adding investing to its core banking offering. The company positions itself as a full-stack European challenger bank with a focus on product breadth and operational discipline.
Nectar
Andorra la Vella company on the national innovative-companies map, working on the tokenisation of securities so that funds can move to digital asset policies. It combines consulting and legal structuring with custom technology, covering whitepaper work, token issuance platforms and secondary market enablement, aimed at making traditionally illiquid or non-fractionable assets easier to trade.
Neon
Neon is a Zurich-based digital bank founded in 2018 by Julius Krieg and Jörg Sandrock as one of Switzerland's first challenger banks. Operating on a mobile-first model with no branch network, Neon provides Swiss residents with free everyday banking accounts, a Mastercard debit card, and integrated savings and investment products. The app launched in 2019 and grew to over 200,000 customers, carving out a position in Swiss consumer banking against incumbents like UBS and competing with European neobanks like N26 that do not hold a Swiss banking licence. Neon operates under a banking-as-a-service model through a partnership with Hypothekarbank Lenzburg, which holds the banking licence. It is a benchmark for digital-first financial services built from within Switzerland.
Nethone
Nethone is an AI-driven fraud-detection platform that profiles user sessions using thousands of behavioural, device and network signals to flag fraud in real time, helping online businesses and payment platforms make accurate accept/reject decisions. Acquired by Mangopay in 2022.
Netrisk Group
Netrisk Group is a Budapest-based digital insurance comparison and brokerage platform that helps consumers compare policies from multiple insurers and purchase coverage online. The company operates across Central and Eastern European markets and is the leading insurance aggregator in Hungary, covering auto, home, travel, and health insurance products. Netrisk simplifies a traditionally opaque buying process by providing transparent side-by-side comparisons and instant quotes. The group has expanded through acquisitions and organic growth to become one of the most significant insurtech players in the CEE region.
Nevis
Nevis is an AI platform for the wealth management industry, describing itself as the first unified AI platform for wealth management. It automates advisors' administrative and operational workflows end-to-end, including meeting summaries and prep, intelligent search, client email drafting, task generation, and account opening with custodians. The company primarily targets Registered Investment Advisors. Founded in 2024 by three former Revolut employees, it is headquartered in London, and in December 2025 it acquired voice-AI startup Ledra AI.
Next Gate Tech
Luxembourg-based fintech providing SPARK, an AI-powered operating ecosystem for automating investment operations in asset management. Handles middle- and back-office oversight with agentic AI, processing 5 petabytes of data monthly for institutions including BNP Paribas Securities Services, Amundi, and Capital Group across €500bn+ in assets.
