Payments startup ecosystem
We track 70 organisations in this sector across 6+ countries.
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Nordic Fintech Week 2026
A major Nordic fintech gathering at TAP1 with around 2,000 participants, 200 fintech startups, and 150 financial institutions across roughly 100 sessions. Strong startup-to-institution matchmaking.
Northern FinTech Summit 2026
FinTech North's pan-northern flagship, celebrating the fintech ecosystem across the North of England at the Guildhall in York. Useful for a Northern fintech founder wanting cross-regional investor and corporate connections in one summit rather than a single-city conference.
Paris Fintech Forum 2026
Invite-only fintech conference hosted at the Palais Brongniart, gathering 2,500+ senior executives, regulators, and investors from the global financial-services and fintech ecosystem. Content spans open banking, embedded finance, crypto regulation, payments innovation, and insurtech. Tickets EUR 1,500+.
Paymeter
Andorran mobility payments app, powered by iPark, that lets drivers pay for street parking, reserve off-street garages and keep transport spending in a single wallet instead of feeding physical meters. It is live across Andorra in Sant Julia de Loria, Andorra la Vella and Encamp, and in fourteen Spanish municipalities including Banyoles, Palamos and Altea, with Colombia announced next.
Paymove
Paymove is a Sopot-based fintech that digitises unattended and offline commerce, replacing legacy physical payment hardware with secure QR-based payments that need no app download. The company is also building payment infrastructure for autonomous AI agents. It is active in more than 2,000 locations in Poland and reaches over 600,000 users.
Paypercut
Payments platform giving online merchants across Central and Eastern Europe unified access to card payments, BNPL, local payment methods and multi-currency settlement via a single integration. Raised a €5M seed, bringing total funding to €7M.
Paysera
Paysera, founded in 2004, became Lithuania's first licensed e-money institution when the Bank of Lithuania issued it an unlimited electronic money licence in 2012. The company offers online and in-store payment processing, international money transfers, currency exchange, and investment services to individuals and businesses in over 30 countries. It employs more than 700 people. The platform serves event organisers, e-shops, physical retailers, and private clients.
PayU
Fintech payments provider founded in 2002 and headquartered in Hoofddorp, Netherlands, owned by Prosus/Naspers. Processes online payments for merchants across CEE, LatAm and Africa.
Payze
Payze is a Tbilisi-based payment-orchestration and acquiring layer built specifically for merchants operating across the Caucasus, CIS, and Eastern European markets, where a single global PSP rarely has strong enough local rails to cover the whole corridor. The platform gives e-commerce operators and marketplaces one API for card processing, Apple Pay and Google Pay, local bank methods, tokenization, and — crucially — automated split payments that route a single customer charge to multiple beneficiaries (sellers, drivers, partners) without building custom ledger logic. Founded in 2020, Payze has raised from Y Combinator (W22 cohort) and 500 Global via the 500 Georgia/Eurasia program, and is backed locally by GITA, the Georgian Innovation and Technology Agency. It is one of the clearest examples of a Georgian B2B fintech that has converted the country's position as a regional crossroads between Europe, Turkey, and the CIS into a commercial wedge in payments infrastructure.
Phyre
Phyre is a Bulgarian mobile digital wallet offering a free EUR current account opened entirely from a phone, contactless and peer-to-peer payments, Apple Pay support, IBAN transfers, e-vignette purchase, utility bill payment and loyalty-card storage, plus a free virtual Mastercard. In partnership with PB Personal Finance it also offers an instant credit line of up to €2,000, applied for and signed entirely in-app. Payment services are provided via licensed e-money firm Paynetics.
Pliant
Pliant GmbH, based in Berlin, operates a corporate credit card and spend-management platform (Card & Spend OS) that lets businesses issue physical and virtual cards, automate expense workflows and accounts payable, and access flexible credit for payments. The company is a licensed e-money institution in the EU through its Finnish subsidiary Pliant Oy, is a principal Visa member, and also operates entities in France and Austria. Bulgarian investor BrightCap Ventures exited its investment in Pliant.
Ramp Network
Ramp Network is a Warsaw-founded fintech that powers fiat-to-crypto on/off-ramps embedded inside hundreds of web3 apps, wallets, and exchanges. Founded in 2017 by Szymon Sypniewicz and Przemek Kowalczyk, the company has raised funding from Balderton Capital, NfX, Galaxy Digital, and angel investors including Taavet Hinrikus and Piotr Karwatka. Ramp serves users in over 150 countries and is one of Poland's most internationally visible crypto-infrastructure startups.
Rapyd
Rapyd is a London-headquartered fintech-as-a-service platform founded in 2016 by Arik Shtilman and Omer Priel, enabling businesses to accept global payments, send payouts, and embed financial services through a single API. The platform supports payment methods across 100+ countries and employs over 1,600 people globally. Rapyd reached a valuation of over $8.75 billion following a $300 million funding round in 2021 and is backed by Target Global, Stripe, General Catalyst, and Tiger Global. In 2025 Rapyd acquired PayU's Latin America and Africa payment operations.
Satispay
Satispay is an Italian mobile payment network headquartered in Milan, founded in 2013 by Alberto Dalmasso (CEO), Dario Brignone (CTO) and Samuele Pinta (CFO). Authorised by the Bank of Italy as an e-money institution, it operates an independent payment circuit that bypasses Visa, Mastercard and traditional card rails: users link a bank account via IBAN, hold a virtual wallet and pay merchants in-store, online or peer-to-peer through SEPA mandates at low fixed fees, making it especially attractive for small-ticket transactions. With over 6.5 million users and 450,000 merchant partners as of mid-2026, Satispay is Italy's dominant independent payment network, expanding into France, Luxembourg and Germany and into corporate welfare, buy-now-pay-later and investment products. It has raised over €500M; the 2022 Series D of €320M led by Addition (with Greyhound Capital, Coatue, Lightrock, Block and Tencent) made it Italy's second unicorn, and in June 2026 it announced plans for a further round of up to €120M.
SBC Summit Lisbon 2026
SBC Summit is Europe's largest gaming, igaming and sports-betting industry conference, hosted across the Feira Internacional de Lisboa and MEO Arena in Lisbon's Parque das Nações. It convenes thousands of operators, technology suppliers, payments providers and investors for exhibitions, conference tracks, a startup and investment angle, and large-scale networking.
Silverflow
Silverflow is an Amsterdam-based fintech that provides a cloud-native card payment processing platform. It offers a direct connection to the card networks via easy-to-use APIs, with features including 3D-Secure, network tokenisation, direct-to-card payouts, and dispute management based on enriched data. The company positions itself as a modern alternative to legacy payment infrastructure, serving payment service providers, payment facilitators, acquirers, and merchants. It was founded by former Adyen executives Anne Willem de Vries, Robert Kraal, and Paul Buying. Customers cited in press coverage include Deutsche Bank, Bolt, Payabl, and Buckaroo.
Sipay
Payments and embedded finance platform offering payment processing, digital wallets, prepaid cards and FX for merchants and consumers across emerging markets. Serves 6.3M users and 25,000 merchants.
SumUp
SumUp is a leading European fintech providing mobile point-of-sale card readers and a suite of financial tools for small merchants. The company serves over 4 million businesses across 35+ countries, offering card acceptance, invoicing, business accounts, and online payment links. SumUp has become the go-to payments partner for micro and small businesses across Europe and beyond, competing with Square in the SMB payments space.
Tbilisi Finance Summit 2026
A regional financial-innovation summit under the GFTN umbrella, focused on cross-border finance, stablecoins, tokenisation, and regional financial corridors across the Caucasus. Relevant for fintech and web3 founders navigating regional payments and regulation.
Text'nPayMe
Text'nPayMe is a Yerevan-based fintech startup building keyboard-first payment experiences that let users initiate peer-to-peer and micro-transactions directly inside any messaging or social app, without context-switching to a separate banking application. The product takes the form of a custom mobile keyboard extension that sits above the standard typing layer and exposes send-money, request, and split-bill actions as first-class gestures. For banks and wallets the company offers the same stack as an embedded-finance SDK, so that partners can ship in-chat payments without rebuilding messaging infrastructure. Text'nPayMe emerged through the 500 Global Eurasia program and is part of a cohort of Armenian fintechs using the region's engineering depth to attack conversational commerce in emerging markets.
