Bulgaria startup directory

PPayhawk

Payhawk is a Sofia-founded fintech company focused on spend management for multi-entity businesses. The platform combines corporate cards, expense controls, reimbursements, accounts payable workflows, and accounting integrations into one system designed for finance teams that need real-time visibility over company spending. That matters because expense management becomes significantly more complex once a business expands across countries, currencies, and legal entities. Payhawk's strength is in turning those fragmented workflows into a more controlled operational system that links employee spending directly to approval logic and ERP records. In the European startup ecosystem, Payhawk is notable both as a major Bulgarian success story and as an example of enterprise fintech that sells into sophisticated finance organizations rather than only SMB card use cases. It therefore sits close to travel, procurement, and financial operations infrastructure, making it a useful link between SaaS workflow tooling and regulated finance systems.