InsurTech startup ecosystem
European insurtech startups are modernising underwriting, claims processing, and distribution. The UK and Germany lead, leveraging open insurance frameworks and increasing willingness of incumbents to partner with startups. We track 34 organisations in this sector across 6+ countries.
Showing 21–34 of 34 InsurTech
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Le Village by CA Luxembourg
A startup accelerator backed by five Crédit Agricole entities present in Luxembourg (Caceis, Amundi, CA Indosuez, Cali Europe, and Camca Assurance), part of the global Village by CA network active since 2014. Based at the House of Startups, it targets growth-stage startups seeking access to the Crédit Agricole financial group network, expert mentoring, and co-development with large corporate partners.
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Luko
Home insurance startup focusing on prevention, fast claims, and digital-first service. Luko is a startup based in Paris, France at the series c stage. The company operates in the Insurtech, Consumer space. Learn more at their website.
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MCI Capital
MCI Capital is a Warsaw-listed digital private equity and growth investor and one of the largest mid-market technology PE groups in Central and Eastern Europe. Founded in 1999 by Tomasz Czechowicz and listed on the Warsaw Stock Exchange (ticker: MCI), the firm manages roughly €650M (PLN 2.7bn) in assets, deployed through two evergreen funds — MCI.EuroVentures and MCI.TechVentures, both launched in 2008. MCI targets expansion and buyout transactions of €25–100M, taking majority or significant stakes in two to three companies a year across SaaS, e-commerce and marketplaces, fintech, insurtech, foodtech, traveltech and digital infrastructure. Geographically the firm concentrates on Poland and the wider CEE region — including Hungary, the Czech Republic, Austria, Slovakia and Lithuania — with selective reach into Western Europe. Since inception MCI has completed over 110 investments and more than 90 divestments, delivering landmark exits including iZettle (sold to PayPal for $2.2bn in 2018), Dotpay/eCard (Nets/Nexi, 2019), Azimo (Papaya Global, 2022) and a partial exit from Answear.com in 2025. Its listed structure, backed by institutional shareholders including the Nationale-Nederlanden pension fund, gives MCI permanent-capital characteristics rare among European mid-market PE peers.
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Netrisk Group
Netrisk Group is a Budapest-based digital insurance comparison and brokerage platform that helps consumers compare policies from multiple insurers and purchase coverage online. The company operates across Central and Eastern European markets and is the leading insurance aggregator in Hungary, covering auto, home, travel, and health insurance products. Netrisk simplifies a traditionally opaque buying process by providing transparent side-by-side comparisons and instant quotes. The group has expanded through acquisitions and organic growth to become one of the most significant insurtech players in the CEE region.
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Papernest
Papernest is a Paris-founded platform that simplifies moving and managing household utility contracts, including energy, internet, and insurance subscriptions. Founded in 2015, the service helps consumers switch or set up providers in minutes, acting as a digital concierge for administrative tasks that are traditionally time-consuming in France and Spain. The company has raised over EUR 130 million and operates with a large engineering team in Barcelona. Papernest serves millions of users and has become one of France's leading consumer subscription management platforms.
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Paris Fintech Forum 2026
Invite-only fintech conference hosted at the Palais Brongniart, gathering 2,500+ senior executives, regulators, and investors from the global financial-services and fintech ecosystem. Content spans open banking, embedded finance, crypto regulation, payments innovation, and insurtech. Tickets EUR 1,500+.
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Pavel Lukeš
Technology leader heading IT at Direct pojišťovna / Direct Technologies, where he led the rebuild of the insurer's core systems around AI and multi-agent delivery. A confirmed speaker at FrontKon 2026 in Prague on AI-first software delivery.
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Paweł Zylm
Former CEO of BRE Ubezpieczenia (mBank Insurance), Paweł is one of Poland’s most recognized impact-oriented angels and was named Business Angel of the Year 2020. He invests in companies solving social or environmental problems and contributes hands-on strategic support from his corporate leadership background. Notable investments include Noctiluca (successful IPO exit), Simpl.rent, Fresh Inset, Sales Intelligence, TakeDrop, and IMKER.
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Plat.AI
Plat.AI is an Armenian AI technology company founded in 2020, specializing in predictive analytics solutions for the fintech and insurtech industries. Its platform processes up to 10 million predictions daily for credit and insurance organizations, and has deployed products in cooperation with Armenia's banking and social protection sectors in partnership with the Nork Technology Center. Plat.AI is an active contributor to data science education in Armenia and serves as a Gold Sponsor of PyData PyCon Yerevan 2026.
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Plug and Play Spain
Spanish arm of Plug and Play (since 2012) connecting startups with corporate partners in fintech, insurtech, and mobility. Operates from Valencia with pilots and venture funding; global alumni include PayPal and Dropbox. Scope: International.
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Suricate Ventures
Suricate Ventures is a Ljubljana-based venture capital firm founded in 2021 by a group of nine partners with backgrounds spanning finance, insurance, law, IT, private equity, energy, and mobility. The fund targets pre-seed to early-growth technology companies in Southeastern Europe, with a smart-money philosophy and minimum ticket sizes from €50,000. Core investment verticals are fintech and insurtech, gaming and metaverse, digital health, and logistics and supply chain. Notable portfolio companies include ZenOwn, Noii, Bloq.it, and VIAR.
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Trasti
Polish digital-first motor insurance platform offering fully online purchase, claims handling, and policy management for drivers. Trasti sits between a direct-to-consumer insurer and an embedded-insurance platform, targeting cost-efficient underwriting and fast digital experiences. Backed by Movens Capital.
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Uniqa Ventures
UNIQA Ventures is the corporate venture capital arm of UNIQA Insurance Group, founded in 2016 and based in Vienna, with €150 million in investment capital. It invests at Series A and B stages in insurtech, digital health, mobility, and fintech companies, with a particular emphasis on CEE startups. The portfolio has grown to over 50 companies including unicorn Bitpanda, with eight acquisitions among its exits.
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Wefox
Wefox is a Berlin-based insurtech company that digitizes insurance distribution and management for both brokers and end consumers. The platform enables insurance agents to manage policies digitally while also offering direct-to-consumer products. Wefox was valued at $4.5 billion at its 2022 peak and operates across Germany, Switzerland, Austria, Italy, and Poland. The company represents one of Europe's most ambitious attempts to modernize the insurance value chain through technology.
