Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 517 organisations in this sector across 6+ countries.
Showing 481–500 of 517 Fintech
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Fintech results
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UNCHAIN Fintech Festival 2026
5th edition of CEE's premier fintech festival at Oradea Fortress with 700+ delegates from 40+ countries; tracks span banking digital transformation, AI roadmap, InsurTech, next-gen payments, digital assets, and sustainable finance.
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Uni.Fund
Uni.Fund was founded in 2018 in Athens by Katerina Pramatari (Professor at Athens University of Economics and Business), Panos Lioulias, Sotiris Papantonopoulos, and Stelios Eliakis, with backing from the EquiFund programme. Fund I deployed €30M into 23 pre-seed and seed companies commercialising research from universities and research institutions across Greece and Europe. Uni.Fund II launched in 2023 with a €50M target, extending the same thesis to spin-offs and deep-tech startups at pre-seed through early Series A. Focus sectors include IoT, fintech, healthcare, robotics, and SaaS.
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Unibank Digital
Unibank is one of Azerbaijan's leading commercial banks and has invested heavily in digital transformation, launching mobile-first banking products, contactless payment infrastructure, and fintech partnerships that position it as the country's most digitally progressive financial institution. Its innovation arm develops API-based services, digital onboarding flows, and data-driven lending products aimed at modernizing how Azerbaijani consumers and SMEs interact with financial services. Unibank's fintech initiatives are important to the local ecosystem because they create integration opportunities for startups building on open banking and embedded finance rails.
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Uniqa Ventures
UNIQA Ventures is the corporate venture capital arm of UNIQA Insurance Group, founded in 2016 and based in Vienna, with €150 million in investment capital. It invests at Series A and B stages in insurtech, digital health, mobility, and fintech companies, with a particular emphasis on CEE startups. The portfolio has grown to over 50 companies including unicorn Bitpanda, with eight acquisitions among its exits.
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United Ventures
Founded in 2013 by Massimiliano Magrini (former Google Italy MD) and Paolo Gesess, United Ventures is one of Italy's leading independent technology-focused VC firms, with cumulative AUM approaching €500 million across three funds including a €150 million early-stage Fund III (launched 2023) and a dedicated growth vehicle, UV T-Growth. The firm targets software, fintech, cybersecurity, cloud, IoT, and marketplace companies predominantly at Series A, co-investing across Italy and Europe. Its portfolio of 51 companies has generated 10 acquisitions and 2 IPOs; landmark investments include Musixmatch (10x+ return on exit to TPG), Everli (Series C lead, €22 million), and Cleafy (Series B, 2026).
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Upvest
API-first investment infrastructure provider (brokerage, settlement, custody) for banks, brokers and fintechs like Revolut and N26. Regulated by BaFin and the FCA. Founded 2017.
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Vadim Toader
Romanian-born founder based in the United Kingdom, best known as co-founder and CEO of Proportunity, a London proptech lender that used data and machine learning to help first-time buyers onto the housing ladder. He is an active voice in the UK fintech community and is building a new AI-focused venture.
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Valar Ventures
Valar Ventures is a New York and London-based venture capital firm co-founded by Peter Thiel, Andrew McCormack, and James Fitzgerald in 2010. The firm focuses on fintech, software, and data-driven businesses, investing from Series A through growth stage with typical checks of $5-50M. Valar has been one of the most active US funds in European fintech, with notable investments including N26, TransferWise (Wise), Bitpanda, and Xero. The firm manages over $1B and leverages Peter Thiel’s global network to help portfolio companies scale internationally.
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Valentin Stalf
Valentin Stalf is Co-founder & CEO of the German mobile bank N26. A founder in the German startup ecosystem, Valentin leads the German mobile bank N26.
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VEF
VEF (Vostok Emerging Finance) is a Stockholm-listed investment company that backs growth-stage fintech companies in emerging markets such as Brazil, Mexico, India and Pakistan. It takes minority stakes with a long-term perspective, supporting founders building financial services for underserved consumers and businesses from investment through to exit.
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Velocity.Partners
Velocity.Partners was founded in 2017 in Athens, growing out of the Found.ation startup ecosystem, and is supported by the EquiFund programme and the EU Operational Programme "Competitiveness, Entrepreneurship & Innovation". The fund is sector-agnostic but has particular depth in Maritime-tech, MedTech, FinTech, and Travel-tech — verticals where Greek founders hold a structural edge. It invests at pre-seed and seed stage with initial tickets typically up to €500K, then follows on into later rounds. The team combines operators, founders, and investors with hands-on industry experience.
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VentureFriends
VentureFriends was founded in 2016 by serial entrepreneurs Apostolos Apostolakis and George Dimopoulos in Athens to back early-stage scalable startups across Europe and MENA. The firm has raised three funds — VF1 (€20M, 2016), VF2 (€50M, 2018), and VF3 (€100M, 2021) — totalling €170M in AUM. It focuses on pre-seed through Series A investments of €330K–€2.8M in FinTech, PropTech, Marketplaces, TravelTech, and SaaS. With 83 portfolio companies, the firm has produced 2 unicorns, 1 IPO, and 10 acquisitions, with Blueground among its flagship investments.
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VentureVilla
Established 2016. 100-day accelerator for web and software startups with intensive coaching, mentoring, and free workspace. Focus on B2B software with SaaS and fintech alumni. Support: mentorship, coworking, investor connections. Scope: Regional (Northern Germany).
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Veridion
Deep-tech B2B data vendor (formerly Soleadify) providing AI-curated firmographic and supplier data via APIs for sourcing, risk, underwriting and market intelligence across tens of millions of companies.
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Vertis Ventures
Founded in 2007, Vertis Ventures (formerly Vertis SGR) is a Naples-based VC bridging northern and southern Italy, managing over EUR 200M across early-stage and growth funds. The firm invests EUR 0.5-10M in media, fintech, and industrial tech, with a mandate to support innovation in Italy's Mezzogiorno region. Portfolio includes Buzzoole (influencer marketing), Optima Italia, and Mosaicoon. Vertis is notable for its focus on developing venture capital culture in southern Italy while maintaining national deal flow.
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Vitosha Venture Partners
Founded in 2020 and based in Sofia, Vitosha Venture Partners is a €26M micro-VC co-financed by the European Structural and Investment Funds via the Bulgarian Fund of Funds. Led by a six-partner team including Erik Anderson, Max Gurvits, and Marin Iliev, the fund targets Bulgarian and Bulgaria-related early-stage tech startups with tickets ranging from €25K to €1M across seed and pre-seed rounds. The fund has invested in over 100 companies across enterprise applications, fintech, consumer tech, and vertical SaaS, with recent deals including Krik.bg (media-tech) and AIoTcloud. A second fund expanding to the wider SEE region was publicly signalled in 2024.
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Viva Wallet
Viva Wallet is an Athens-based neobank and acquiring bank that built Europe's first fully cloud-native card-acquiring platform, running on Microsoft Azure and designed from day one for SoftPOS and ISO-independent merchant onboarding. The company serves small and medium merchants across 24 European countries with Android-based payment terminals, e-commerce gateways, IBAN accounts, instant settlement, and merchant cash advance products, and crossed 500,000 merchants before the JPMorgan Chase acquisition closed. JPMorgan bought a majority stake in 2022 valuing Viva Wallet at around USD 2 billion, specifically to use its cloud-native acquiring stack as the base for Chase's own European merchant-services expansion — one of the largest strategic tech acquisitions ever done out of Greece. Founded by Haris Karonis, Viva is today the anchor of the Athenian fintech cluster and proof that payments infrastructure of global quality can be built outside of London, Amsterdam, and Stockholm.
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Vlad Yatsenko
Co-founder and CTO of Revolut, responsible for the engineering platform behind the super-app's rapid global expansion. He previously built trading systems at major investment banks.
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VoFact
AI-powered invoicing SaaS for freelancers and tradespeople that generates compliant PDF invoices in under 10 seconds from voice or text messages on WhatsApp, handling French requirements including sequential numbering, VAT and the 2026 e-invoicing mandate.
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Wayflyer
Wayflyer is a Dublin-based revenue-based financing platform that provides non-dilutive working capital to e-commerce and consumer brands, using their store, payments, and marketing data to underwrite advances in days rather than weeks. Founded in 2019 by Aidan Corbett and Jack Pierse, the company became one of the fastest Irish startups ever to reach unicorn status after raising a Series B at a USD 1.6 billion valuation in 2022, off the back of explosive demand from DTC brands that needed alternatives to equity and bank debt during the post-pandemic inventory crunch. Wayflyer's technical edge is its underwriting model, which ingests Shopify, Amazon, Facebook Ads, and bank data to produce forward revenue forecasts and risk-adjusted offers, and it has expanded from pure cash advances into a broader financial-operations product for e-commerce merchants. In the European ecosystem it is the clearest example of fintech built specifically around the growth capital needs of modern digital brands.
