Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
Showing 461–480 of 530Fintech
Countries in this sector
Sectors alongside this one
Fintech results
Tbilisi Finance Summit 2026
A regional financial-innovation summit under the GFTN umbrella, focused on cross-border finance, stablecoins, tokenisation, and regional financial corridors across the Caucasus. Relevant for fintech and web3 founders navigating regional payments and regulation.
Tech.eu Summit London 2026
Content-heavy summit at Old Billingsgate focused on European scale-up strategy, AI, fintech, and climate tech. Strong attendance from Series A-C founders, LPs, Tier 1 VCs, and tech media.
Techarena 2026
Nordic/Baltic scale-up conference at Friends Arena with 7,500+ attendees and 400+ investors. Known for stage-specific pitch competitions and a strong sustainability and ESG focus.
Techarena 2027
Techarena 2027 takes place 3-4 February at Strawberry Arena, billed as Scandinavia's biggest tech and business event. The platform connects founders, executives, investors and decision-makers through its Challenge programme, Time to Raise Accelerator and networking events. Past editions have hosted speakers including Al Gore, Steve Wozniak and Boris Johnson.
TechBBQ 2026
The startup event of the Nordics: the 14th edition of TechBBQ moves to Bella Center Copenhagen on 26-27 August 2026, gathering 10,000+ founders, investors and builders from 50+ countries across two days. Programming spans AI, life sciences and deep tech, a startup pitch competition and AI-powered matchmaking. Backed by the Danish Industry Foundation, the Novo Nordisk Foundation and Realdania.
TechChill 2026
Baltic startup conference at Hanzas Perons with 2,300+ attendees and 250+ investors. Known for the Fifty Founders Battle (EUR 200k+ syndicate prizes) and strong Day 0 networking side events.
TechChill 2027
TechChill 2027, one of the largest Baltic tech events, runs its main event days 18-19 March in Riga, with side events on 17 March. The three-day event brings together roughly 2,000 attendees, 310+ startups, 250+ investors and 80+ speakers, including the annual 50 Founders Battle pitch competition.
Tekwill
Moldova's ICT centre of excellence, based on Studenților street in Chișinău. Tekwill combines coworking, office and event space with entrepreneurship programmes including Startup Moldova, Business Angels Moldova, accelerators and the Tekwill Ambassadors Program. It also runs a Fintech HUB and PowerTech Lab, the Tekwill Academy and Tekwill Junior education tracks, and regional centres in Cahul, Bălți and Comrat.
Tera Ventures
Founded in 2016 by Andrus Oks and partners, Tera Ventures is a Tallinn-based early-stage VC that invests in born-global digital startups across Estonia and the broader Nordic-CEE corridor including Denmark, Sweden, Finland, Latvia, Lithuania, Poland, and Czech Republic. The firm invests €200K–€1.5M from its €45M Fund II with substantial reserves for follow-on. Tera has been backing AI-powered innovations for over 15 years, spanning Enterprise SaaS and Robotics/DeepTech, and maintains offices in Tallinn, Helsinki, and Los Angeles. The fund has made 65+ investments across its lifetime, with a portfolio spanning fintech, network security, and AI.
Text'nPayMe
Text'nPayMe is a Yerevan-based fintech startup building keyboard-first payment experiences that let users initiate peer-to-peer and micro-transactions directly inside any messaging or social app, without context-switching to a separate banking application. The product takes the form of a custom mobile keyboard extension that sits above the standard typing layer and exposes send-money, request, and split-bill actions as first-class gestures. For banks and wallets the company offers the same stack as an embedded-finance SDK, so that partners can ship in-chat payments without rebuilding messaging infrastructure. Text'nPayMe emerged through the 500 Global Eurasia program and is part of a cohort of Armenian fintechs using the region's engineering depth to attack conversational commerce in emerging markets.
The Venture City
The Venture City is a hybrid accelerator and venture capital firm founded in 2017 by Laura Gonzalez-Estafani (ex-Facebook) with offices in Madrid, Miami, and San Francisco. The firm invests from seed to Series A in product-led startups across Europe and the Americas, with typical tickets of $500K-2M. The Venture City differentiates through its in-house growth team offering data analytics, product optimization, and go-to-market support. Portfolio companies include Cabify, Lingokids, and Internxt. The firm manages over $150M and focuses on fintech, SaaS, and mobile-first businesses.
Thought Machine
Thought Machine is a London-based core banking technology company founded in 2014 by Paul Taylor, a former Google engineer. Its flagship product Vault is a cloud-native core banking platform that allows banks to configure any financial product using smart contracts, replacing legacy mainframe systems. The company raised over $500 million in funding, reaching a valuation of $2.7 billion, and counts major banks including JPMorgan, Standard Chartered, Lloyds, and SEB among its customers. Thought Machine represents a key European player in the global core banking modernization wave.
Tide
Tide is a London-based business financial platform serving more than 2 million members, offering business current accounts, company registration, credit, payments, accounting, and admin tools for sole traders, freelancers, and limited companies. Tide is not itself a bank; its business accounts are powered by ClearBank and are FSCS-protected up to GBP 85,000, and it is authorised by the UK Financial Conduct Authority for e-money, payment services, and credit and insurance broking. Beyond the UK, Tide also operates in Germany, France, and India.
Tink
Tink is an open banking platform headquartered in Stockholm, founded in 2012 by Daniel Kjellén and Fredrik Hedberg. It provides open banking APIs and services that let banks, fintechs and merchants access financial data and build their own financial products. Originally a consumer financial-management app, Tink pivoted to offer its technology to other businesses, becoming one of Europe's open banking infrastructure providers. In June 2021 Visa agreed to acquire Tink for approximately €1.8 billion, completing the deal in 2022, after which Tink became wholly owned by Visa while retaining its brand.
Tokeny
A Luxembourg fintech founded in 2017 by Luc Falempin and Daniel Coheur that provides an institutional-grade, no-code tokenisation platform for the issuance, transfer, and lifecycle management of digital securities on public blockchains. The company's T-REX (Token for Regulated EXchanges) open standard enables compliance-native security tokens. Tokeny tokenised over €28 billion in assets between 2017 and 2023 and was acquired by Apex Group in May 2025.
Tom Blomfield
Co-founder of Monzo and previously GoCardless, and one of the UK's best-known fintech founders. He led Monzo from a prepaid card to a licensed bank with millions of customers before stepping back; he is now a group partner at Y Combinator.
Tomasz Czechowicz
Founder, Managing Partner and CEO of MCI Capital, the Warsaw-listed digital private equity firm he started in 1999. A pioneer of Polish technology investing, he built MCI into the largest mid-market tech PE group in Central and Eastern Europe and has overseen landmark exits including iZettle (sold to PayPal) and Azimo.
Trade Republic
Trade Republic is Europe's largest savings platform and a commission-free neobroker offering stocks, ETFs, derivatives, and crypto trading via a mobile-first app. Founded in Berlin, the company holds a German banking license and serves over 4 million customers across 17 European countries. Trade Republic has been valued at over $5 billion and is a leading force in the democratization of retail investing across Europe.
Tradeshift
Tradeshift was founded in Copenhagen in 2010 by veterans of Denmark's e-invoicing infrastructure and set out to modernize global trade workflows. Its cloud platform connects buyers and suppliers for e-invoicing, procurement, and supply chain finance, using open standards and a network model. Tradeshift scaled to a global footprint with headquarters in San Francisco and offices across Europe and Asia, and it achieved unicorn status after major funding rounds. The company is a flagship Danish fintech and B2B SaaS success.
TransferGo
TransferGo is a Vilnius-founded international money transfer platform launched in 2012 by Daumantas Dvilinskas and Justinas Lasevicius. The service focuses on migrant remittances, enabling fast and affordable cross-border transfers to over 160 countries. TransferGo has raised over $100 million from investors including Hard Yaka and Valar Ventures. With 350+ employees and offices in the UK, Germany, Lithuania, and Poland, the company has processed billions in transfer volume. It competes with Wise and Remitly in the migrant remittance segment and is one of the Baltics' most prominent fintech exports.
