Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
Showing 201–220 of 530Fintech
Countries in this sector
Sectors alongside this one
Fintech results
Hepsiburada
Hepsiburada is one of Turkey's two largest e-commerce platforms, running a marketplace, first-party retail, express logistics, payments (HepsiPay), and advertising network serving tens of millions of monthly customers. Founded in 2000 by Hanzade Doğan Boyner, the company was the first major Turkish internet company to list on a US stock exchange when it IPO'd on Nasdaq (HEPS) in 2021 — a milestone that put Turkish consumer tech firmly on the radar of international public-market investors. Hepsiburada differentiates from Trendyol through its stronger positioning in 1P inventory, premium electronics, and its in-house payment infrastructure, and has built one of the largest same-day and next-day last-mile networks in the country. For the directory it is a key example of a Turkish consumer-internet story that reached public markets on its own, rather than through strategic acquisition.
HIPTHER Baltics, Nordics: Tallinn 2026
Grand finale of the 2026 HIPTHER Baltics series at Hilton Tallinn Park. Three parallel tracks on digital governance, fintech compliance, AML, digital identity, and Nordic market expansion with 150+ delegates and 30+ speakers.
Holded
Holded is an all-in-one cloud business-management platform for SMBs, unifying invoicing, accounting, CRM, inventory, HR/payroll and project management in one interface. It became Spain's fastest-growing cloud ERP and accounting platform. Acquired by Visma in 2021 (€120M).
Homeppl
Homeppl is a London-based customer risk platform that helps real estate and lending businesses reveal fraud, verify income and affordability, and qualify applicants using open banking data, document analysis, and a fraud database. Its products include Fraud Finder for document fraud detection and financial qualification tools used by clients such as Knight Frank, Quintain Living, and Portman Asset Finance to cut fraud losses and speed up approvals. Homeppl operates as a trading name of Thirdfort Limited, a UK company registered in London.
House of Startups
A 6,000 m² campus in Luxembourg City's station district that federates the country's main incubators, accelerators, and startup support organisations under one roof. Opened in June 2018, it hosts between 150 and 200 startups and is home to Luxembourg-City Incubator, LHoFT, Le Village by CA, and the International Climate Finance Accelerator. Backed by the City of Luxembourg and Chamber of Commerce.
ICT Spring 2026
Luxembourg's largest tech conference held at the European Convention Center, attracting 5,000+ attendees from the fintech, space tech, and cybersecurity sectors. Strong institutional presence from EU bodies and Luxembourg's financial regulators. Features a startup pitch zone and investor meetings. Tickets from EUR 200.
ICU Ventures
ICU Ventures is the venture capital arm of ICU Group, Ukraine's largest independent asset management and investment banking firm, established in 2006 by former ING senior professionals. The venture arm, active since 2018, focuses on late seed and Series A investments of $200K–$5M in tech companies with strong Ukrainian ties across fintech, deep tech, mobility, and enterprise software. With 40+ investments to date, the portfolio includes Respeecher (AI voice technology) and Khazna (fintech), with the most recent disclosed investment made in February 2025. ICU Ventures operates from Kyiv and continues to actively back Ukrainian-rooted founders building global businesses.
identifAI
identifAI builds AI-powered deepfake and synthetic media detection technology, using 36 proprietary de-generative models to analyze images, videos, and audio for manipulation at pixel-level probabilistic patterns rather than superficial artefacts. Founded in 2024 in Cesena and Milan by cybersecurity veterans Marco Ramilli and Marco Castaldo, the company serves insurers, healthcare providers, HR departments, financial institutions, and government agencies for KYC verification and fraud prevention. Processing millions of checks daily, identifAI has raised €7.2 million (including €5 million led by United Ventures), was named a sample vendor in Gartner's 2026 Emerging Tech report, and counts Experian and KPMG among its clients.
iFX EXPO International 2026
Premier online trading and fintech expo at City of Dreams Mediterranean, drawing 6,500+ attendees, 200+ exhibitors and 100+ speakers from over 120 countries across brokerage, payments and trading-tech.
Impact'26
Large CEE technology and policy event connecting scale-ups with corporate and government decision-makers. Strong fit for startups pursuing enterprise partnerships, public-sector pilots, and regional expansion.
Incrypted Conference 2026
Ukraine's largest crypto and Web3 gathering, returning for its fourth edition at Parkovy with 3,000+ attendees and 50+ speakers across a main stage and workshop track. 2026 emphasis is on AI integration in Web3, with BingX, OKX, and MEXC headlining.
Indico Capital Partners
Indico Capital Partners is Portugal's first and leading independent early-stage venture firm, founded in Lisbon in 2017 by Stephan Morais and Ricardo Torgal (both ex-Caixa Capital) and Cristina Fonseca (co-founder of Talkdesk). Since its first fund close in 2019 it has built a >€244M multi-fund platform spanning six vehicles, including VC Fund I (€54M), an Acceleration Fund, an Opportunity Fund, the €50M Indico Blue ocean-economy fund, VC Fund II, and the newly launched VC Fund III (€125M target with a €30M EIF anchor, 2025). The firm invests from pre-seed to Series B with €100K–€10M cheques, focused on Portugal, Spain and Italy and the Southern European diaspora, across enterprise SaaS, AI, deep tech, fintech, cybersecurity, spacetech and the blue economy. Backed by the European Investment Fund, Banco Português de Fomento and Draper Esprit (now Molten), Indico bridges Southern Europe's talent to global capital. Its portfolio includes unicorns Anchorage Digital, Sword Health, TIER Mobility and Remote, with exits including Unbabel (TransPerfect, 2025) and Cargofive (cargo.one, 2026).
INKEF Capital
INKEF Capital is an Amsterdam-based venture capital firm launched in 2010 with backing from APG, one of the world's largest pension fund asset managers. The firm manages over EUR 500M and invests at Series A in healthcare, enterprise software, and fintech companies across Europe. INKEF typically writes checks of EUR 3-10M and takes board seats, providing patient institutional capital with a long-term investment horizon. The portfolio includes companies like Adyen (early investor), Meatable, and MessageBird. INKEF's unique LP structure gives it the ability to support companies through extended growth cycles without typical fund-life pressure.
INMerge Innovation Summit 2026
INMerge is Azerbaijan's largest private-sector innovation summit, organized by PASHA Holding and staged in Baku as a two-day gathering that mixes keynotes from international tech leaders, corporate-innovation case studies, and a startup exhibition area with direct pitch access to regional investors. The program typically spans fintech, AI, sustainability, and the future of work, and uses the summit as a bridge between Azerbaijan's state-led digital agenda and the global startup community, with speakers from the likes of Google, Meta, and top European scaleups. For founders outside the Caucasus, INMerge is one of the most efficient ways to meet the main Azerbaijani corporates, sovereign-fund operators, and regional angels in a single trip. Tickets are typically in the EUR 100-250 range with discounted passes for early-stage founders.
InMerge Ventures
Launched in October 2024 at the INMerge Innovation Summit in Baku, InMerge Ventures is Azerbaijan's second institutionally backed venture capital fund, with an authorized capital of $4 million contributed equally by the Innovation and Digital Development Agency, Azerbaijan Investment Company, PASHA Future Lab, and Trendyol Group. The fund focuses on digital technologies, e-commerce, and innovation-driven startups from the Caucasus, Central Asia, Central and Eastern Europe, and the MENA region. Key founding figures include Inara Valiyeva (Chairwoman, Innovation and Digital Development Agency), Yasin Jalilov (Deputy Executive Director, Azerbaijan Investment Company), and Farrukh Aliyev (CEO, PASHA Future Lab). Its co-sponsorship by Trendyol Group, the Turkish e-commerce giant, gives it a distinctive cross-border e-commerce and marketplace angle.
Innoland
Innoland (Innovations Center LLC) is an incubation and acceleration center established in November 2018 under the State Agency for Public Service and Social Innovations (ASAN). Over six years it has incubated 88 startups, accelerated 36 ventures, hosted 25 co-working residents, and organized more than 50 hackathons. It also runs an IT training academy and offers virtual residency for remote teams.
Innovate Finance Global Summit (IFGS) 2026
Flagship day of UK FinTech Week held at London's historic Guildhall, attracting senior policymakers, regulators, and fintech leaders. Tickets cost about GBP 900-1500. Features keynotes on open banking, digital currencies, and regulatory sandboxes. Essential for fintech startups seeking visibility with UK regulators and institutional partners.
Innovation Assurance
Organises an annual conference in Paris for insurance professionals to explore innovation, emerging technologies, and future trends in the insurance sector. Running for over a decade, the event gathers hundreds of insurtech founders, underwriters, and digital transformation leaders to discuss AI, embedded insurance, and new distribution models.
Innovation Capital
Innovation Capital is a Sofia-based venture capital fund with €21.1 million under management, established in 2019. The fund provides equity and quasi-equity funding to Bulgarian startups at acceleration, pre-seed, and seed stages. It is sector-agnostic with particular interest in enterprise software, e-commerce, fintech, healthcare, logistics, and cybersecurity. Innovation Capital is co-funded through EU structural funds and focuses on disruptive, scalable Bulgarian-founded businesses.
InSoil (formerly HeavyFinance)
InSoil (rebranded from HeavyFinance in April 2025) is a climate finance company founded in 2020 in Vilnius. It operates a regulated crowdfunding marketplace providing debt capital to small and medium-sized farming businesses to adopt regenerative agriculture practices such as no-till farming and cover cropping. The European Investment Fund committed €20 million as a cornerstone investor in its €50 million private credit fund. The platform is licensed as a European Crowdfunding Service Provider by the Bank of Lithuania.
