RegTech startup ecosystem
We track 40 organisations in this sector across 6+ countries.
Showing 21–40 of 40 RegTech
Countries in this sector
Sectors alongside this one
RegTech results
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Lucinity
Lucinity is an Icelandic RegTech company founded in 2018 by Gudmundur Kristjansson that builds AI-powered financial crime prevention software for banks and financial institutions. Its platform combines human analyst workflows with machine intelligence to automate investigation, case management, and regulatory reporting for anti-money laundering (AML) operations. Lucinity was named Iceland's Knowledge Company of the Year for 2024 and has offices in Reykjavik and New York.
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LuxTrust
LuxTrust is the Luxembourg public-private joint venture that runs the country's national digital-identity and qualified electronic-signature infrastructure, and is effectively the backbone that lets Luxembourgish citizens, banks, and corporates sign contracts, file taxes, and access sensitive public services online with legally binding eIDAS-qualified signatures. Founded in 2005 and co-owned by the Luxembourg state alongside most of the country's major banks, LuxTrust has become one of the largest qualified trust service providers in the EU and one of the reference implementations of how an EU member state can stand up an interoperable, bank-grade identity layer ahead of the upcoming European Digital Identity Wallet (EUDI Wallet) rollout. For the directory, LuxTrust is a rare example of a core sovereign-tech asset that has the commercial surface area of a scale-up, and a useful anchor for understanding Luxembourg's outsized role in European digital-identity and regtech.
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MiddleGame Ventures
MiddleGame Ventures is a Luxembourg-headquartered fintech-focused venture capital firm co-founded in 2016 by Michael Meyer and Patrick Pinschmidt, with Pascal Bouvier as Managing Partner. The firm has deployed over €300 million across 50+ companies and raised a €150 million third fund with an initial close, backed by the Luxembourg Future Fund successor (SNCI). It focuses on open finance, embedded fintech, blockchain/crypto infrastructure, and automated financial data across Europe and North America. Portfolio includes Bitpanda, Carta, Keyrock, and Minna Technologies, with four unicorns and one IPO among its exits.
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Mintos
Mintos is Europe's largest regulated investment marketplace for alternative assets, founded in 2014 by Martins Sulte and Martins Valters. The platform connects retail investors with loans originated by non-bank lenders across 30+ countries, offering consumer, business, and real estate loan investments. It has facilitated over €12 billion in cumulative investments, holds a MiFID II licence from the Central Bank of Latvia, and manages over €700 million in assets for more than 500,000 registered users globally.
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NextGen Payments & RegTech Forum (October 2026)
The 25th edition of the NextGen Payments & RegTech Forum is a one-day senior-executive fintech conference held at the Athens Marriott Hotel. Through keynotes, panels, roundtables and one-to-one meetings it covers instant and real-time payments, account-to-account transactions, digital wallets, open banking, the Digital Euro, embedded finance, fraud prevention and regulatory technology across Greece and Europe.
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Nordic Fintech Week 2026
A major Nordic fintech gathering at TAP1 with around 2,000 participants, 200 fintech startups, and 150 financial institutions across roughly 100 sessions. Strong startup-to-institution matchmaking.
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Northern FinTech Summit 2026
FinTech North's pan-northern flagship, celebrating the fintech ecosystem across the North of England at the Guildhall in York. Useful for a Northern fintech founder wanting cross-regional investor and corporate connections in one summit rather than a single-city conference.
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Ondato
Ondato was founded in 2018 in Vilnius by Liudas Kanapienis and Andrej Vistorskij as a compliance and identity technology platform. It provides KYC, KYB, and AML solutions including digital identity verification, biometric authentication, business onboarding, fraud detection, and risk scoring. The company has raised €6.6 million in total funding and serves over 300 clients globally, with offices in Lithuania, the United Kingdom, and Poland.
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Paweł Kastory
A veteran CEO (founder of DDB Warsaw marketing agency), Paweł became an active angel in his late career. He won Poland’s Business Angel of the Year 2020 for investing in and mentoring innovative startups. Notably, he was an early backer of retail AI platform Cosmose AI and has supported regtech and cybersecurity startups like ClauseMatch, Nethone, and BotGuard. Associated startups: Cosmose AI, ClauseMatch, Nethone, BotGuard.
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PayAnalytics
PayAnalytics is a Reykjavik-founded pay equity software company, co-founded in 2016 by Dr. Margret Vilborg Bjarnadottir, that helps HR teams identify and close pay gaps through pay equity analysis, EU Pay Transparency Directive compliance workflows, value-based job comparison, workforce diversity analytics, and customized remediation recommendations. The company was acquired by compensation management company beqom in December 2023 and continues to operate under the PayAnalytics brand as part of the beqom group.
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Penneo
Penneo is a Copenhagen-based digital trust company, legally Penneo A/S, offering Penneo Sign, Penneo Collect, and Penneo Verify to digitally sign, collect data for, and verify the identity behind business documents with cryptographic, court-admissible evidence. It is a Qualified Trust Service Provider (QTSP) under the EU eIDAS regulation, generating certificates, signatures, and timestamps on hardware security modules in Danish, EU-based data centres, and it holds ISO 27001 certification. Penneo reports serving more than 3,500 companies across Europe, primarily in audit and accounting, finance and banking, legal services, and real estate.
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Plug and Play Cyprus
Plug and Play Cyprus is the first Cyprus location of Plug and Play, the Silicon Valley-based global innovation platform, launched in Limassol in April 2026. The programme is co-funded by the Republic of Cyprus through the Deputy Ministry of Research, Innovation and Digital Policy and the Research and Innovation Foundation. It plans to run six cycles of incubation and acceleration targeting fintech, regtech, gaming, and shipping and energy, aiming to support around 60 startups and create approximately 500 jobs. Corporate partners include ASBIS, Tototheo, Mastercard, and ECOMMBX.
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Point Zero Forum 2026
A three-day invitation-driven forum at Kongresshaus Zurich with 2,000+ attendees and 80+ regulators and central banks, on digital assets, AI in finance, and policy. For a fintech or web3 founder it offers unusually direct access to regulators and central banks alongside investors.
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Salv
Salv is an Estonian anti-financial-crime (RegTech) company building a compliance SaaS platform for banks, fintechs and payment providers. Its products cover AML transaction monitoring, sanctions and transaction screening, customer risk scoring and fraud detection. Salv also operates Salv Bridge, a cross-border real-time platform that lets financial institutions collaboratively share intelligence to fight crime. The founding team previously worked together on AML, KYC and fraud systems at TransferWise (Wise) and Skype.
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Scorechain
A Luxembourg-based RegTech company founded in 2015 by Pierre Gerard and Laurent Kratz, specialising in blockchain analytics and AML/CFT compliance for digital assets. Its platform monitors transactions across 21+ blockchains and serves over 200 clients in more than 40 countries, including exchanges, custodians, banks, and regulators. Clients include PwC and Swisscom, and the company raised a pre-Series A round backed by Tioga Capital and CV VC.
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Silent Eight
Silent Eight builds AI-powered financial-crime compliance software for global banks. Its Iris platform automates AML alert investigation, sanctions screening, transaction monitoring and adverse-media detection, replicating analyst judgement at scale; clients include HSBC and Standard Chartered. Founded by Poles with its engineering hub in Warsaw (commercial HQ in Singapore).
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Strise
Strise is an Oslo-based technology company that builds an AI-powered platform automating anti-money-laundering (AML) and know-your-customer/know-your-business (KYC/KYB) compliance work for banks, fintechs and other financial institutions. Its product automates onboarding, ongoing due diligence, ownership and beneficial-owner mapping, screening, risk scoring, and alert and case triage, built on a proprietary graph that links entities, directors, ownership structures and sanctions exposure into a continuously updated data graph. Founded by Marit Rødevand, Sigve Søråsen and Patrick Skjennum, it maintains an office in London alongside its Oslo headquarters, with reported partners including PwC Norway.
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Tbilisi Finance Summit 2026
A regional financial-innovation summit under the GFTN umbrella, focused on cross-border finance, stablecoins, tokenisation, and regional financial corridors across the Caucasus. Relevant for fintech and web3 founders navigating regional payments and regulation.
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TWINO
TWINO is a fully licensed and regulated investment marketplace headquartered in Riga, Latvia, founded by Armands Broks in 2015. The platform gives retail investors across 30 European countries access to consumer, business, real estate loans, and invoice financing, with average returns around 10–12% per year. TWINO holds an investment brokerage licence from the Central Bank of Latvia and is supervised under MiFID II. It has facilitated over €1 billion in cumulative loan volume and employs over 300 people worldwide.
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UMNAI
UMNAI is a Malta-based deep-tech AI company founded in 2019 by Dr. Angelo Dalli and Ken Cassar. The company has developed a neuro-symbolic Hybrid Intelligence framework that combines neural networks with symbolic reasoning, enabling AI systems to make consequential decisions that are explainable, auditable, and compliant with EU AI regulation. UMNAI's technology is deployed in financial services, healthcare, insurance, and justice, where regulatory accountability is non-negotiable. The company has been granted 30 patents with a further 22 pending, and Cassar represents Malta at the CEN/CENELEC JTC 21 AI standards committee.
