Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 517 organisations in this sector across 6+ countries.
Showing 401–420 of 517 Fintech
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Fintech results
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Semapa Next
Semapa Next is the corporate venture capital arm of Semapa Group, one of Portugal's largest industrial conglomerates (pulp, paper, cement). Launched to invest in industrial tech, environmental solutions, mobility, and fintech, Semapa Next deploys EUR 1-5M at Series A in startups aligned with the group's strategic interests. The fund provides portfolio companies with access to Semapa's industrial operations for piloting and commercial partnerships, focusing on sustainability, circular economy, and digital transformation of traditional industries.
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SEON
SEON is a Budapest-founded fraud prevention platform that helps online businesses detect and block fraudulent transactions, account takeovers, and synthetic identities using real-time digital footprint analysis and machine learning. The platform enriches transaction data with social media signals, device intelligence, and behavioral patterns to score risk without adding friction to legitimate users. SEON has raised over $100 million and serves customers across fintech, e-commerce, iGaming, and digital banking. It is one of Hungary's most prominent cybersecurity startups and demonstrates the country's strength in building globally competitive fraud and risk management technology.
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SiGMA Europe 2026
The world's largest iGaming and emerging tech expo, held at the Malta Maritime Hub (MFCC). Attracts 25,000+ attendees, 800+ sponsors and exhibitors covering gaming, blockchain, AI, and fintech. Malta's regulatory framework for digital assets makes this a key event for Web3 and gaming startups. Tickets from EUR 300.
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Signal Week 2027 (formerly Paris Blockchain Week)
Paris Blockchain Week has rebranded to Signal Week, taking place 6-7 July 2027 at the Carrousel du Louvre and Palais des Congres in Paris. The event carries forward Paris Blockchain Week's institutional focus, bridging traditional finance and digital assets for decision-makers, policymakers and builders. The 2026 edition drew over 7,500 attendees and 320+ speakers from 100+ countries.
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Silent Eight
Silent Eight builds AI-powered financial-crime compliance software for global banks. Its Iris platform automates AML alert investigation, sanctions screening, transaction monitoring and adverse-media detection, replicating analyst judgement at scale; clients include HSBC and Standard Chartered. Founded by Poles with its engineering hub in Warsaw (commercial HQ in Singapore).
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Silverfin
Silverfin is a cloud accounting software company based in Ghent, Belgium, founded in 2013 by Joris Van Der Gucht and Tim Vandecasteele. Its connected accounting platform standardises and centralises financial data so accountants can automate compliance and reporting work and deliver advisory services more efficiently. The company operated across multiple countries with a customer base that included large accounting firms. In September 2023 the Norwegian software group Visma acquired Silverfin in a deal reported at around €300 million, one of the larger Belgian tech transactions.
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Silverflow
Silverflow is an Amsterdam-based fintech that provides a cloud-native card payment processing platform. It offers a direct connection to the card networks via easy-to-use APIs, with features including 3D-Secure, network tokenisation, direct-to-card payouts, and dispute management based on enriched data. The company positions itself as a modern alternative to legacy payment infrastructure, serving payment service providers, payment facilitators, acquirers, and merchants. It was founded by former Adyen executives Anne Willem de Vries, Robert Kraal, and Paul Buying. Customers cited in press coverage include Deutsche Bank, Bolt, Payabl, and Buckaroo.
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Simon Schmincke
General Partner at European venture capital firm Creandum, based in Berlin, where he leads the fintech vertical investing across Europe and the US. Before VC he co-founded Foodpanda and HelloFresh US, and began his investing career at Earlybird, leading its seed investment in N26. His portfolio includes Taxfix, Tide and Factorial.
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Sipay
Payments and embedded finance platform offering payment processing, digital wallets, prepaid cards and FX for merchants and consumers across emerging markets. Serves 6.3M users and 25,000 merchants.
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SmartBill
Invoicing, inventory and accounting software for Romanian SMEs with native e-Factura integration; used by 65,000+ businesses issuing millions of invoices monthly. Majority-acquired by Visma.
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Software Group
Software Group is a global fintech technology company headquartered in Sofia, Bulgaria, providing digitalization and integration solutions -- including digital and neobanking, mobile wallet, agency banking, loan origination and payment switch platforms -- to banks, MFIs, insurers, telcos and governments. The company has delivered more than 500 projects and operates offices across Africa, the Middle East, Asia-Pacific, Latin America and North America in addition to Bulgaria. Software Group is a portfolio company of Sofia-based investor BrightCap Ventures.
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Solarisbank
Embedded banking platform providing regulated accounts, cards, and payments APIs. Solarisbank is a startup based in Berlin, Germany at the growth stage. The company operates in the Fintech, Banking space. Learn more at their website.
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Sonali De Rycker
Partner at Accel and one of Europe's most influential venture investors, leading the firm's London office. She has backed Spotify, Monzo, BeReal and KRY, and focuses on AI, consumer and fintech companies across Europe and Israel.
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Sophia Bendz
A former Spotify executive turned prominent angel (and VC at Atomico), Sophia from Sweden has invested in Polish startups, particularly in fintech and healthtech. She was an early angel in Warsaw-based Doctorly and supports female-founded companies in Poland through programs like Lift Women. Associated startups: Doctorly, Village Network (and other Polish startups via Atomico Angel Programme).
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SOPIAD
SOPIAD is a Luxembourg-based fintech company offering investment-decision software for wealth managers, life insurers and fund managers under its Safir product line (Safir Wealth Managers, Safir Life Insurers, Safir Fund Managers). It positions its tools as scientific, evidence-backed resources that help financial advisors and portfolio managers enhance their clients' investment experience.
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Specialist VC
Formerly United Angels VC, Specialist VC was founded in 2017 by Riivo Anton and Gerri Kodres and rebranded in 2022 upon closing its €50M Fund II — the first Baltic VC fund to integrate secondary transactions alongside primary venture investing. The firm focuses on B2B, SaaS, fintech, and marketplace startups in the Baltic region and beyond, writing initial cheques from €200K to €1M at seed through Series A. Its Fund I portfolio includes two unicorns, Bolt and Veriff, alongside Starship Technologies and Monese, making it one of the highest-performing early-stage funds to emerge from Estonia.
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Speedinvest
Speedinvest is one of Europe's most active pre-seed and seed-stage venture capital firms, founded in 2011 in Vienna by Oliver Holle. The firm manages over EUR 600M across sector-focused funds covering fintech, deep tech, marketplaces, and industrial tech, with offices in Vienna, Berlin, London, Munich, and San Francisco. Speedinvest invests EUR 500K-2M initially and follows on to Series A, having backed 300+ companies including Bitpanda, GoStudent, Tier Mobility, Open, and Wefox. The firm operates a 40-person platform team providing hands-on support in hiring, legal, growth, and US market entry.
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Spendesk
Spendesk is a Paris-based fintech founded in 2016 that provides an all-in-one spend management platform combining corporate cards, invoice and expense management, approvals and budgeting for mid-market companies. It reached unicorn status in 2022 after a funding round of more than 100 million euros and serves thousands of finance teams across Europe.
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Spona
Spona is a free micro-ERP platform that connects clients with their outside suppliers and subcontractors, combining contracts, work phases and milestones, tasks, payment analytics, built-in chat and video calls, a shared calendar, and an AI consultant in one shared workspace. Its only paid service is financing: once a milestone is approved, suppliers can request early payment or clients can defer payment up to 90 days, with Spona charging a transparent fee on the financed amount. The company operates through Top Digital Agency Limited in Ireland and its Croatian subsidiary Top Digital d.o.o. (Spona Croatia), based in Zabok, and has received co-financing from the European Regional Development Fund's Competitiveness and Cohesion Programme.
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Spotware Systems
Spotware Systems is a B2B fintech company founded in 2010 in Limassol, Cyprus, and the creator of the cTrader trading platform for CFD and FX brokers. As of 2025, cTrader serves over 11 million traders and added 2 million new traders in that year alone, with 104% year-on-year growth in trading volume. The company's product suite also includes cBridge, a platform-agnostic liquidity bridge connecting MT4, MT5, and cTrader to multiple liquidity providers. Spotware employs 200+ professionals across 30+ nationalities.
