Fintech startup ecosystem
Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 530 organisations in this sector across 6+ countries.
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Ledgy
Ledgy is an equity and compensation management software company founded in 2017 in Zurich by three physicists who met at ETH Zurich. Its platform helps companies manage cap tables, employee share and option plans, funding rounds, valuations, compliance and investor relations, positioned as a European equity-management platform for high-growth international startups as well as larger and public companies. The company maintains offices in Zurich and London and reported reaching profitability in 2025.
Leeds Digital Festival 2026
Billed as the UK's largest open tech festival — a decentralised, mostly free two-week programme of hundreds of community-run events. For a Yorkshire founder or developer it is an accessible way to run or attend sessions, build a local network, and recruit without a big ticket cost.
Lendable
Lendable is a London-based fintech founded in 2014 that uses data and automation to underwrite consumer credit, offering personal loans, credit cards and car finance funded through institutional capital. It reached unicorn status and operates in the UK, US and Mexico, positioning itself as a fully digital, fast-decision alternative to traditional lenders.
Level39
Level39 is London's leading fintech and cybersecurity innovation hub, located on the 39th floor of One Canada Square in Canary Wharf. Founded in 2013 by the Canary Wharf Group, Level39 provides workspace, mentorship, and business development support to over 200 high-growth technology companies specializing in financial technology, cybersecurity, retail tech, and smart city solutions. Its location in the heart of London's financial district gives members direct proximity to major banks, insurers, and financial institutions that serve as both customers and partners. Level39 runs structured growth programs, investor showcases, and corporate innovation partnerships, and has become the focal point for fintech entrepreneurship in Europe. Notable alumni and members include Revolut (in its early days), Onfido, and numerous regtech and blockchain startups. The hub also hosts a dense calendar of ecosystem events, making it a key gathering point for the London fintech community.
Light
Light is a Copenhagen-based AI-native finance platform that rebuilds the general ledger from scratch to replace legacy ERP and accounting systems. It automates core accounting functions including accounts receivable, accounts payable, bookkeeping, line-item coding, tax and VAT reporting, and multi-entity financial consolidation, while letting finance teams query their financial data in natural language. The platform integrates with CRMs, banking systems, and communication tools such as Slack and Microsoft Teams, and targets hypergrowth, multi-entity international companies. Founded by CEO Jonathan Sanders and CTO Filip Kozjak, Light exited stealth in June 2024 and later raised a Series A.
Lisbon Sustainability Week 2026
Catolica-Lisbon's annual sustainability convening at Beato Innovation District & Santander Center. ~700 attendees across keynotes, academic sessions & workshops on sustainable finance, policy and business under the theme 'Building Sustainability Together'.
LOGIN Conference 2026
The largest tech and innovation conference in the Baltics, held annually in Vilnius with 4,000+ attendees. Covers startup pitching, fintech, AI, and cybersecurity with international speakers. Tickets range from EUR 100-300, offering strong value for the quality of content and networking.
LOGIN Conference 2027
LOGIN Conference 2027 takes place in Vilnius on 7-8 October, organised by Delfi. The Lithuanian tech and startup conference covers fintech, AI, cybersecurity and the broader Baltic startup ecosystem.
Loïc Soubeyrand
Founder and CEO of Swile, the employee-benefits and meal-voucher super-app. He previously founded the adtech company Teads, one of France's biggest tech exits, before starting Swile in 2017.
London Tech Week 2026
Government-backed UK flagship tech week at Olympia with 45,000+ attendees, 5,000+ startups, and 300+ investors across AI, quantum, fintech, and health tech. Main-stage passes typically GBP 600-1,500 with free fringe events. Founder tracks, UK policy programming, and EQL:HER make it a key entry point for founders targeting UK enterprise buyers.
London Tech Week 2027
London Tech Week 2027 runs 7-11 June, with the Expo and Content Stages at Olympia London on 7-9 June and a fringe event programme across London through 11 June. The event is designed to bring together tech innovators, investors and enterprise leaders, and organisers say the 2027 edition will reach a new scale with expanded exhibition space.
Luca Bocchio
Partner at Accel focused on fintech, marketplaces and consumer companies. He has led or backed Trade Republic, Vinted, Tines, Swan and Synthesia, working with European founders from seed through growth.
Lucile Cornet
Partner at Eight Roads Ventures investing in software and fintech across Europe. She led the firm's investment in spend-management unicorn Spendesk and works with growth-stage founders scaling internationally.
Lucinity
Lucinity is an Icelandic RegTech company founded in 2018 by Gudmundur Kristjansson that builds AI-powered financial crime prevention software for banks and financial institutions. Its platform combines human analyst workflows with machine intelligence to automate investigation, case management, and regulatory reporting for anti-money laundering (AML) operations. Lucinity was named Iceland's Knowledge Company of the Year for 2024 and has offices in Reykjavik and New York.
Łukasz Lewandowski
Investment Director at Movens Capital. Drives sourcing and execution across fintech, edtech, and healthtech opportunities in Poland and the broader CEE region; previously in product and operating roles in tech-enabled services.
Łukasz Pawłowski
Partner at Movens Capital. Investment professional focused on CEE early-stage tech, with deal experience across SaaS, fintech, and digital health. Works with founders on go-to-market, fundraising strategy, and cross-border expansion from Poland into Western Europe and the US.
Lunar
Lunar is a Nordic digital challenger bank founded in Aarhus, Denmark in 2015, holding its own Danish banking licence since 2019 — the first Scandinavian challenger bank to do so. It serves over a million users across Denmark, Sweden and Norway with a full-stack app spanning current and savings accounts, Visa debit and metal cards, loans, buy-now-pay-later, stock and ETF investing and crypto trading via Lunar Block. Lunar Business extends these to SMEs, reaching 40,000 business customers by early 2026. In December 2024 Lunar spun out its banking-as-a-service arm as Moonrise, giving fintechs instant-payment access across the Danish, Norwegian and Swedish krona via a single API. Lunar has raised around €537M in total, including a €315M Series D (2021–2023) led by Aarhus family office Heartland with Kinnevik, Tencent and Seed Capital, and a €46M growth round in January 2026 with Heartland, Orbit Alliance and new investor 100A. Targeting profitability in 2026, the bank appointed former Saxo Bank deputy CEO Søren Kyhl as CEO in mid-2026, with co-founder Ken Villum Klausen moving to the board.
Luxembourg House of Financial Technology
The Luxembourg House of Financial Technology (LHoFT) is the national fintech platform connecting startups, financial institutions, investors and public bodies. It organises events such as Fintech Recruits, a flagship recruitment and networking fair connecting students, graduates and professionals with fintech and finance employers.
Luxembourg Venture Days 2026
European curated dealflow event at Luxexpo The Box, hosting ~3,400 attendees, 330+ investors and the Fit 4 Start and Fit 4 Scale closing pitches. Connects high-potential startups and scaleups with VCs, family offices and angels across digital, healthtech and space.
LuxFLAG Sustainable Investment Week 2026
Eighth edition of LuxFLAG's content-driven, non-commercial forum on sustainable and responsible investment. Held at Centre Culturel Scheiss, gathering 250+ finance professionals, asset managers and ESG specialists shaping sustainable finance policy and practice.