Startup

FintechOS

FintechOS is a Bucharest-founded technology infrastructure company that provides a low-code platform enabling banks, insurers, and financial institutions to rapidly build and launch digital financial products without replacing their legacy core systems. The platform accelerates digital transformation for incumbents by offering pre-built components for lending, onboarding, insurance, and wealth management that can be customized and deployed in weeks rather than months.

FintechOS has raised over $60 million from investors including Draper Esprit and Earlybird, and serves financial institutions across Europe and Asia. It is one of Romania's most prominent B2B fintech companies and a key example of how the country's engineering talent is being applied to modernize global financial services infrastructure.

RomaniaBucharestGrowthFinTechEnterprise SoftwareLow-Code

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Location

Bucharest, Romania

Investors

Venture capital firms backing this startup

Earlybird

Berlin, Germany · Venture Capital

Earlybird is one of Europe's leading multi-stage venture capital firms, founded in 1997 and headquartered in Berlin with additional offices in Munich, Istanbul, and Milan. The firm manages over EUR 2B across three distinct fund families: Digital West (pan-European tech), Digital East (Turkey and CEE), and Health (life sciences). Earlybird invests from seed through growth stage and has backed category-defining companies including N26, UiPath, Marley Spoon, Peak Games, and Wefox. The team of 40+ professionals provides hands-on operational support to founders scaling across Europe.

Venture CapitalSeed to Series ATechnologyEnterprise

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Incubators and accelerators matched by sector and location overlap

3VC

Vienna, Austria · Accelerator

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AcceleratorSeries AEnterprise SoftwareDeveloper ToolsConsumer Internet

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Cogito Capital

Warsaw, Poland · Accelerator

Founded in 2018, Cogito Capital is a Warsaw-based growth-stage VC investing EUR 5-15M at Series B and beyond in enterprise software, fintech, and mobility scale-ups from Central Europe. The firm manages over EUR 100M and focuses on B2B companies with proven revenues scaling into Western European and US markets. Cogito's partners bring operational backgrounds in technology and finance, helping portfolio companies with go-to-market, M&A strategy, and international expansion.

AcceleratorSeries B+Enterprise SoftwareFintechMobility

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DIGITALHUB.de

Bonn, Germany · Accelerator

Digital innovation hub founded in 2017 for the Rhineland region offering structured accelerator programs, mentorship, networking, and investor access to digital startups. Focus on digital transformation with alumni in cybersecurity and enterprise software. Scope: Local (Bonn/Rhineland).

AcceleratorDigital TransformationCybersecurityEnterprise Software

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INKEF Capital

Amsterdam, Netherlands · Accelerator

INKEF Capital is an Amsterdam-based venture capital firm launched in 2010 with backing from APG, one of the world's largest pension fund asset managers. The firm manages over EUR 500M and invests at Series A in healthcare, enterprise software, and fintech companies across Europe. INKEF typically writes checks of EUR 3-10M and takes board seats, providing patient institutional capital with a long-term investment horizon. The portfolio includes companies like Adyen (early investor), Meatable, and MessageBird. INKEF's unique LP structure gives it the ability to support companies through extended growth cycles without typical fund-life pressure.

AcceleratorSeries AHealthcareEnterprise SoftwareFintech

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Keen Venture Partners

Amsterdam, Netherlands · Accelerator

Keen Venture Partners is an Amsterdam-based venture capital firm founded in 2015, investing at Series A and B in enterprise software, fintech, and consumer internet companies across Europe. The firm manages over EUR 200M and writes checks of EUR 2-10M, often leading or co-leading rounds alongside top-tier European and US co-investors. Keen's partners bring extensive operating experience from companies like Booking.com and Adyen, and the firm focuses on data-driven businesses with strong unit economics and clear paths to profitability.

AcceleratorSeries A to Series BEnterprise SoftwareFintechConsumer Internet

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Newion

Amsterdam, Netherlands · Accelerator

Founded 2000. Early-stage VC focused on enterprise software in the Benelux and Nordics. Newion is an accelerator programme based in Amsterdam, Netherlands. The programme supports startups in Enterprise Software, Cloud, Data.

FintechOS

Details

Investors

Earlybird

Recommended matches

3VC

Cogito Capital

DIGITALHUB.de

INKEF Capital

Keen Venture Partners

Newion

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