Filter the directory by category, geography, or sector to find the right partners.
Active since 2018. Smart-tech accelerator scaling startups across Central and Eastern Europe with programs like AccelStart, AccelBoost, and Green Impact. Support: specialized accelerators, corporate partner network, mentoring. Scope: Regional (CEE).
Retail investing platform offering cryptocurrencies, stocks, ETFs, and precious metals with fractional trades.
Corporate VC studio of Sonae Group investing in cybersecurity, retail tech, telecom, and fintech.
Mobile-first bank that lets individuals and businesses control accounts, cards, and payments.
byFounders is a founder led venture fund backed by a collective of Nordic and Baltic entrepreneurs. The team invests from pre seed to Series A and provides portfolio founders with direct access to experienced operators across the region. byFounders is known for strong community support, rapid founder feedback, and deep connections to the Nordic ecosystem. It has become one of the most influential early stage funds headquartered in Copenhagen.
Former co-founder of mBank and private equity executive, Cezary transitioned into venture investing with a fintech focus. He co-founded Private Equity Managers and Alior’s corporate venture, and as an angel he’s taken stakes in AI and fintech startups. He is often noted among top AI-sector angels in Poland. Associated startups: Fintech and AI companies (e.g. he has been linked to AI startups through the MIT Enterprise Forum and as an angel advisor).
Chainalysis was co-founded in 2014 by Danish entrepreneur Michael Gronager to bring transparency to crypto markets. The company builds blockchain analytics software used by exchanges, regulators, and law enforcement to trace illicit activity and manage compliance risk. Chainalysis grew into a global leader in crypto intelligence, raised major rounds, and built offices worldwide while keeping a Danish engineering footprint. It is one of the most valuable companies with Danish founding roots in the blockchain sector.
Founded 2018. Growth-stage investor backing enterprise software and fintech scale-ups from Central Europe.
Copenhagen Fintech is a non profit cluster that accelerates Denmark's fintech ecosystem through a coworking lab, accelerator programs, and the annual Copenhagen Fintech Week. It connects startups with banks, regulators, and corporate partners, helping teams navigate compliance and secure pilots. The hub has supported hundreds of fintech startups across payments, open banking, regtech, and crypto. It is the main convening platform for Denmark's financial innovation community.
Founded 2003. Nordic VC investing from seed in consumer internet, fintech, gaming, and SaaS.
Organizer of the Crypto Finance Conference in St. Moritz.
Investor-focused blockchain and digital assets conference held in the Swiss Alps.
Founded 2013. Talent incubator that forms teams and builds startups from idea stage in a 6-month program, with up to EUR 100K pre-seed from its fund. Expanded to multiple European cities; reports 78% survival across 40+ companies. Scope: International.
Tech veteran and angel building founder communities through Passion Capital and individual bets.
Raiffeisen Bank International's venture unit investing in fintech and banking innovation across CEE.
Multi-family office operating syndicated investments in high-growth Irish startups.
Launched 2016. Early to growth-stage VC investing in AI, fintech, mobility, and marketplaces.
Founded 2019 by an ex-Caixa Capital team. Independent VC investing in Iberian tech startups across fintech, AI, and marketplaces.
Launched 2010 with backing from Dutch pension fund APG. Early-stage investor in healthcare and enterprise software.
Founded 2008. Active early-stage investor across ICT, biotech, and fintech with multiple fund vehicles.
Founded 2015. Series A and B investor in enterprise software, fintech, and consumer internet.
Klarna is a Swedish fintech company that pioneered the “buy now, pay later” (BNPL) model globally. Founded in 2005 by Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson, Klarna started by offering online shoppers in Sweden a way to purchase goods on invoice (pay after delivery). Over the next decade, the company expanded across Europe and beyond, becoming a dominant online payments provider. As of 2021, Klarna was Europe’s highest-valued private tech company at $45.6 billion, reflecting meteoric growth fueled by consumers’ appetite for installment payments. Klarna’s app and services allow users to split purchases into interest-free installments or pay later, and it partners with over 450,000 retailers worldwide, including global brands like H&M, IKEA, and Nike. The company has over 150 million users across 45 countries and handled $80 billion in transaction volume in 2021. Klarna’s journey, however, has seen dramatic swings: after reaching a $45B valuation in mid-2021, a combination of rising interest rates and tech market downturn led to a downround in 2022, cutting its valuation to $6.7 billion (an 85% drop). The company restructured, laying off 10% of its staff, and refocused on profitability. By 2023, Klarna returned to profit and saw renewed growth, aided by expanding beyond BNPL into a full shopping app with price comparison, loyalty features, and banking services (Klarna obtained a banking license in Europe in 2017). In 2025, Klarna reportedly delayed an IPO amid market volatility but ultimately went public in September 2025, raising $1.37 billion. Despite valuation fluctuations, Klarna remains the global leader in BNPL, with a strong brand among Gen Z and millennial shoppers. Its journey from a small Stockholm startup to a financial giant serving 65 million customers (2025) at one point valued at $75 billion exemplifies the rise (and resiliency) of Europe’s fintech sector.
Ex-CEO of Deutsche Bank Poland, Krzysztof brings finance industry gravitas to the startup world. After decades in banking, he now invests in fintech and regtech startups as an angel. His deep understanding of banking regulation makes him an ideal mentor for fintech founders. Associated startups: Early-stage fintech and compliance tech startups (leveraging his banking network).
Launched 2014 by Credit Agricole. National accelerator network with 30+ villages across France offering coworking, mentorship, and business connections with CA's banking network. Sector-agnostic (fintech, agritech, etc.). Scope: National.
Founded 2016. Venture studio co-founding fintech and SaaS startups by providing strategy, design, product development, and funding in exchange for equity; built companies like Mondido. Scope: National.
Launched 2018. Seed-stage fund backing Swedish digital startups.
Lunar is a Danish digital bank founded in Aarhus in 2015 to deliver a mobile first banking experience for consumers and small businesses. After starting as a fintech app layered on partner infrastructure, Lunar secured its own banking license in 2019 and expanded across the Nordics. The app offers current accounts, cards, budgeting tools, business banking, and investment features, positioning Lunar as a regional challenger bank. The company has raised major funding rounds and remains a prominent Nordic fintech.
Co-founder of Grupa Pracuj (Poland’s leading HRtech firm) and partner at Pracuj Ventures, Maciej invests personally in early-stage companies. He has notably funded HR and fintech startups such as Symmetrical.ai, Therapify, and Tomorrow Medical. His corporate scaling experience in HR technology makes him a valuable mentor-investor for startups. Associated startups: Symmetrical.ai, Therapify, Tomorrow Medical.
Composable banking platform letting digital lenders and neobanks launch services quickly.
Founded 2017. Marketplace-focused fund investing at seed and pre-Series A across Europe.
Running since 2014. Global fintech accelerator, equity-free six-month program (mostly virtual) providing access to Mastercard clients and partners. Supported 60+ fintech and digital asset companies; notable alumni include Divide (acquired by Google). Scope: International.
Founded 2018 with backing from the Calouste Gulbenkian Foundation. Runs the Maze X 3-month accelerator for social impact startups, providing tailored mentoring, impact investor access, and a EUR 50K stipend. Notable alumni include Speak. Scope: International.
Founded 1999. Growth equity and VC firm investing in digital disruptors across CEE.
Fintech and insurtech fund with a significant Dublin presence investing in Europe and North America.
Payments infrastructure provider helping EU businesses accept local and global methods.
Northzone is a prominent European venture capital firm with Scandinavian roots, known for early bets on companies like Spotify and Klarna. Founded in 1996 in Oslo (and now headquartered in Stockholm with a big presence in London), Northzone is an evergreen VC fund that has raised 9 funds to date. It invests from Seed and Series A up to Growth (Series B/C), typically focusing on consumer internet, fintech, and B2B SaaS. Northzone rose to fame as the earliest institutional investor in Spotify – it led Spotify’s $21M Series A in 2008 and remained a major shareholder until IPO. It was also an early backer of Klarna (led the $8M Series A in 2010) and other Nordic breakouts like iZettle (payments, acquired by PayPal) and Avito (Russian classifieds, acquired by Naspers). Over the years, Northzone expanded its geographic focus to include the UK, Benelux, and the US East Coast (they’ve invested in Wallapop in Spain, Personio in Germany, and Secret Escapes in UK, among others). The firm’s investment approach is relatively hands-on – partners often take board seats and leverage Northzone’s network for business development of their portfolio. With approximately €1.5 billion under management, Northzone typically writes initial checks of €2–10M and can follow on with much larger amounts. In 2022, Northzone raised a new €1B+ fund, reflecting growing LP interest in European tech. The team blends operational experience and finance acumen; notable partners include Pär-Jörgen Pärson (who led the Spotify deal) and Michiel Kotting (who sits on Personio’s board). Northzone often leads or co-leads rounds and likes to syndicate with US VCs when scaling globally. Beyond fintech and music tech, they have investments in healthtech (Kry), edtech (Kahoot!), crypto (Sovereign), and more – showcasing a broad thesis of “transformative tech.” Northzone’s steady success over 25+ years – producing multiple billion-dollar exits – has cemented its reputation as one of Europe’s top-tier venture firms, bridging the vibrant Nordic ecosystem with the rest of the continent.
Operator-led fund partnering with B2B SaaS and fintech founders across Europe.
Deep tech fund founded 2017 investing in AI, space, and fintech from Central Europe.
Founded 2013. Early-stage investor focused on Italian digital and consumer tech with initial tickets around EUR 0.5-3M.
Accounting and financial management platform that unifies bookkeeping, invoicing, and payments for SMEs.
A fintech entrepreneur (ex-CEO of Turbine Analytics), Piotr co-founded Data Ventures and also invests personally in tech startups. He has shown particular interest in blockchain and DeFi startups and is ranked among the top crypto-focused angels in Poland with investments in blockchain companies. Associated startups: Aleph Zero (blockchain platform) and multiple fintech/crypto ventures.
Pleo is a company spend platform that issues smart cards, automates expense reporting, and gives finance teams real time visibility into employee spending. Founded in 2015 by Jeppe Rindom and Niccolo Perra, Pleo scaled across Europe with a product that blends payment cards, receipt capture, approvals, and accounting integrations. The company has raised multiple large rounds and reached unicorn status while serving tens of thousands of businesses. Pleo remains one of Denmark's most visible fintech success stories.
Spanish arm of Plug and Play (since 2012) connecting startups with corporate partners in fintech, insurtech, and mobility. Operates from Valencia with pilots and venture funding; global alumni include PayPal and Dropbox. Scope: International.
Founded 1999. Growth-oriented fund investing in European consumer internet, fintech, and SaaS scale-ups.
A pioneer of Poland’s dot-com era (founder of Internet Technologies and former head of Google Campus Warsaw), Rafał has a long angel track record. He invested in one of the first Polish unicorns Milestone Systems and supported fintech and media startups. His approach blends early internet industry wisdom with a vast network of contacts. Associated startups: Past investments include travel startup iTaxi and others; as ex-Campus Warsaw head he advised countless startups.
Revolut is a British fintech company offering a “super-app” for digital banking and financial services. Launched in 2015 by founders Nik Storonsky (a former Credit Suisse trader from Russia) and Vlad Yatsenko (Ukrainian developer), Revolut began as a multicurrency travel card allowing users to spend and transfer money globally with minimal fees. It quickly evolved into a full-featured neobank. As of 2025, Revolut operates in 48+ countries and has 65 million customers worldwide, making it one of the fastest-growing fintechs ever. The app provides a suite of services: GBP and EUR bank accounts, debit cards, currency exchange for 30+ currencies at interbank rates, stock and crypto trading, person-to-person payments, bill splitting, and more. Revolut’s growth has been astonishing – it surpassed £3.1 billion in annual revenue in 2024 with £1.1 billion operating profit. The company has raised over $1.7 billion from investors like SoftBank, Tiger Global, and TCV, reaching a private valuation of $33 billion in 2021. In late 2025, a secondary share sale reportedly valued Revolut at $75 billion, vaulting it among the world’s most valuable fintechs. Revolut’s journey has not been without challenges: it faced regulatory hurdles (e.g. its UK banking license was long-delayed), compliance scrutiny, and had to strengthen its governance as it scaled. Nonetheless, the company achieved profitability in 2021 and has continued to grow its user base across Europe, North America, and Asia. Revolut’s mission is to become a “global financial super-app”, consolidating banking, investing, insurance, and payments in one place. It has introduced products like “Revolut Junior” accounts for kids, pay-later services, and expanded into credit in select markets. With over 10,000 employees worldwide, Revolut is now a regulated bank in the EU and other jurisdictions. Its story from scrappy travel card startup to a $75B-valued fintech giant with 65 million users epitomizes Europe’s fintech rise and the potential of challenger banks to rewrite banking norms.
Mobile payments network enabling peer-to-peer transfers and low-cost in-store payments without cards.
CEO/co-founder of Klarna, Sebastian has Polish roots and has made angel investments in Poland. He participated in funding for Warsaw-based custom packaging startup Packhelp, among others. His presence brings a bit of Scandinavian fintech savvy to the Polish ecosystem. Associated startups: Packhelp (and likely other Polish e-commerce enablers).
SEED Capital is Denmark's largest early stage venture fund and a first check investor for many of the country's most successful startups. The firm invests at seed and Series A and supports founders with hands on company building and follow on fundraising. SEED has backed Danish scale ups across SaaS, fintech, and consumer tech, with notable wins including Trustpilot, Vivino, Templafy, and Lunar. It is a key pillar of the Danish venture landscape.
Corporate VC of Semapa investing in industrial, environmental, and mobility tech across Portugal and internationally.
Founded 2011. Micro-VC focused on pre-seed and seed investments in software and fintech.
Embedded banking platform providing regulated accounts, cards, and payments APIs.
A former Spotify executive turned prominent angel (and VC at Atomico), Sophia from Sweden has invested in Polish startups, particularly in fintech and healthtech. She was an early angel in Warsaw-based Doctorly and supports female-founded companies in Poland through programs like Lift Women. Associated startups: Doctorly, Village Network (and other Polish startups via Atomico Angel Programme).
Founded 2011. Seed fund with more than EUR 600M under management across sector-focused micro-funds and a pan-European footprint.
Amsterdam hub of Startupbootcamp (est. 2010) running 3-month accelerators in fintech, cybersecurity, smart cities, IoT, and commerce. Provides EUR 15K seed funding, 6% equity, mentorship, and partner deals; alumni include early Adyen mentoring. Scope: International.
Employee experience platform blending benefits, rewards, and wallet tools for hybrid teams.
Co-founder of Ramp Network (a Polish crypto startup), Szymon has recently started angel investing on the side. With Ramp’s success, he backs other Polish crypto and fintech startups, sharing his know-how in scaling a global fintech product. Associated startups: Selected crypto/fintech startups (leveraging experience from Ramp).
Co-founder of TransferWise (Wise) and an Estonian tech icon, Taavet is an active angel across Europe, including Poland. He has personally invested in Polish startups (particularly in fintech/crypto); for example, he was an early backer of crypto-fiat ramp Ramp Network. Taavet’s global perspective and success in fintech make him a sought-after international angel. Associated startups: Ramp Network, Paytailor, and other fintech/crypto startups in CEE.
Taavet Hinrikus is a prominent European tech entrepreneur-turned-angel investor, best known as the co-founder of Wise (TransferWise). Hinrikus, originally from Estonia, was Skype’s first employee before co-founding TransferWise in London in 2011. Under his leadership (as CEO then Chairman), TransferWise revolutionized cross-border finance and reached a multi-billion valuation. After Wise’s success (it went public in 2021), Taavet Hinrikus shifted focus to investing and supporting other startups. He has become an “operator angel” who backs early-stage European founders, particularly in fintech and software, bringing his experience in scaling a fintech unicorn. In 2022, Hinrikus teamed up with Teleport co-founder Sten Tamkivi to launch a new VC firm called Plural, a €250 million fund “built by founders” to invest in Europe’s next generation of tech companies. As an individual angel, Taavet has made personal investments in startups like Bolt (ride-hailing, Estonia), Mirror (US fintech), Zego (insurance) and many others, often taking advisory roles. He is known for his hands-on mentorship style – for example, he has provided guidance to Wise alumni starting companies and frequently advocates for Baltic and European tech on the global stage. Taavet also serves on various boards (e.g. he was on the board of Nasdaq’s Estonia arm and advisory boards of fintech companies) and was a special adviser to the UK government on fintech. In the Europe Startup Guide, Taavet is described as an angel “investing as an operator-angel in European fintech and software,” focusing on pre-seed to Series A deals. His journey from founding a $10B fintech company to re-investing in the ecosystem has made Hinrikus an influential figure. Not only does he bring capital, but also credibility and connections – helping younger European startups navigate growth and international expansion. In essence, Taavet Hinrikus exemplifies the new wave of successful European founders who “pay it forward” by fueling the next cohort of startups.
Founded 2017. Hybrid accelerator-VC supporting product-led startups in Europe and the Americas.
Tradeshift was founded in Copenhagen in 2010 by veterans of Denmark's e-invoicing infrastructure and set out to modernize global trade workflows. Its cloud platform connects buyers and suppliers for e-invoicing, procurement, and supply chain finance, using open standards and a network model. Tradeshift scaled to a global footprint with headquarters in San Francisco and offices across Europe and Asia, and it achieved unicorn status after major funding rounds. The company is a flagship Danish fintech and B2B SaaS success.
Corporate VC arm of UNIQA Insurance active since 2016, investing in strategic areas for the insurer.
Established 2013. Tech-focused VC investing in Italy and Europe with a core focus on digital media, enterprise software, and fintech.
Listed investment company focused on fintech in emerging markets.
Founded 2012. Boutique VC and advisory firm managing venture funds focused on DACH tech startups.
Established 2016. 100-day accelerator for web and software startups with intensive coaching, mentoring, and free workspace. Focus on B2B software with SaaS and fintech alumni. Support: mentorship, coworking, investor connections. Scope: Regional (Northern Germany).
Founded 2007. VC bridging Milan and southern Italy with funds spanning early-stage and growth in media, fintech, and industrial tech.
Hybrid VC fund and tech innovation hub founded in 2016 running accelerator programs at The Factory and investing in early-stage digital and fintech startups. Support: equity investment, mentorship from in-house experts, workspace access. Scope: National.
Founded 2016. Hybrid VC fund and tech innovation hub running the Factory accelerator; focuses on martech, fintech, and ecommerce infrastructure with ~60 investments. Provides equity investment, mentorship, and workspace in Stockholm. Scope: National.
Founded 2001. Multi-sector accelerator helping early-stage tech startups reach first customers and EUR 1M ARR within 3 years. KPI-driven programs, zero-equity loans, and coaching; portfolio has 50+ exits. Scope: Regional (Ile-de-France).
A prominent Polish business leader (ex-CEO of ITI Group and mBank), Wojtek pivoted to fintech entrepreneurship and angel investing. As CEO of blockchain fintech Billon Group, he personally invested in Billon and other tech ventures. He was honored as Business Angel of the Year in 2018 for his consistent support of startups. His angel investments include Billon (DLT payments), Quedex (crypto exchange), and AdEmotion (AI marketing). Associated startups: Billon Group, Quedex, AdEmotion.